Mezzanine Loans in Cincinnati, OH
Find lenders offering mezzanine loans in the Cincinnati, including Mason, Covington, Hamilton, and surrounding areas. Compare rates, terms, and programs from 8 lenders.
Which Mezzanine lenders serve Cincinnati?
8 lenders offering mezzanine loans in the Cincinnati, OH area.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Goldman Sachs
New York, NY
Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
JLL Capital Markets
Chicago, IL
Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.
LoanCore Capital
Hartford, CT
Transitional commercial real estate lender. Bridge and mezzanine debt for value-add and repositioning strategies.
Morgan Stanley
New York, NY
Top CMBS originator. Large commercial real estate lending and securitization.
Walker & Dunlop
Bethesda, MD
Major commercial real estate finance company. Multifamily specialist. Agency, bridge, and mezzanine lending.
What does the Cincinnati commercial real estate market look like?
Cincinnati's CRE market benefits from a diversified Fortune 500 base that includes Procter & Gamble, Kroger, Fifth Third Bancorp, and Western & Southern Financial Group, all headquartered in or near the downtown CBD. The Banks development along the Ohio River between Great American Ball Park and Paycor Stadium has become the city's signature mixed-use waterfront district, while Over-the-Rhine (OTR) has transformed from a distressed neighborhood into one of the most celebrated adaptive reuse and urban revitalization stories in the Midwest. The I-75 corridor north through Mason and West Chester captures significant suburban office and industrial demand, anchored by GE Aviation's operations and a cluster of insurance and financial services firms. The Northern Kentucky communities of Covington and Newport, while across the state line, function as integral parts of the Cincinnati CRE market with their own distinct development momentum.
Key Economic Drivers
- ●Procter & Gamble and Kroger headquarters anchoring downtown Class A office and R&D demand
- ●GE Aviation (now GE Aerospace) operations in Evendale driving advanced manufacturing and engineering office absorption
- ●UC Health and TriHealth hospital systems generating medical office and ambulatory care facility demand across the metro
- ●Over-the-Rhine historic district adaptive reuse creating a model urban submarket for retail, hospitality, and residential
Market Insight
Cincinnati's Over-the-Rhine neighborhood has attracted over $1.5 billion in private investment since 2003, transforming one of the largest intact collections of Italianate architecture in the U.S. into a thriving commercial district and demonstrating the viability of historic tax credit-driven CRE investment in Ohio.
How do mezzanine loans work in Cincinnati, Ohio?
Mezzanine loans are subordinate real estate loans secured by a pledge of the borrower's ownership interests rather than a mortgage lien on the property itself. Borrowers use them when the senior lender's proceeds stop short and they want to reduce the common equity check. In the Cincinnati metro area, borrowers can access 8 lenders offering Mezzanine financing, including Mason, Covington, Hamilton, and surrounding areas. Loan amounts typically range from $1M to $100M with rates from 6.75% - 11.97%.
Who should consider mezzanine loans?
- Large acquisitions with a capital gap
- Recapitalizations
- Senior-loan executions that stop short on proceeds
- Experienced sponsors managing intercreditor terms
What are the key requirements?
- Usually at least a $1M capital need
- Strong sponsor track record and exit plan
- Senior lender consent plus an intercreditor agreement
- Debt service and leverage that still work for the full stack
Advantages
- ✓Can reduce the common equity check
- ✓Usually no direct property lien
- ✓Often structured interest-only
- ✓Can add proceeds above a senior mortgage
Considerations
- •Usually the priciest layer in the stack
- •Senior lender approval is typically required
- •Intercreditor terms can limit remedies
- •Often not a fit for small-balance deals
Mezzanine Loans in Cincinnati FAQ
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