Mezzanine Loans in Eugene, OR
Find lenders offering mezzanine loans in the Eugene, including Springfield, Cottage Grove, and surrounding areas. Compare rates, terms, and programs from 8 lenders.
Which Mezzanine lenders serve Eugene?
8 lenders offering mezzanine loans in the Eugene, OR area.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Goldman Sachs
New York, NY
Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
JLL Capital Markets
Chicago, IL
Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.
LoanCore Capital
Hartford, CT
Transitional commercial real estate lender. Bridge and mezzanine debt for value-add and repositioning strategies.
Morgan Stanley
New York, NY
Top CMBS originator. Large commercial real estate lending and securitization.
Walker & Dunlop
Bethesda, MD
Major commercial real estate finance company. Multifamily specialist. Agency, bridge, and mezzanine lending.
What does the Eugene commercial real estate market look like?
Eugene's commercial real estate market is heavily influenced by the University of Oregon, whose 24,000-student campus generates demand for student housing, retail, and office space in the surrounding neighborhoods of West University, downtown, and the Whiteaker district. The city has emerged as a center for sustainable technology and outdoor industry businesses, with firms like Bi-Mart and local athletic apparel companies maintaining a presence. The Gateway area along I-5 and the Chad Drive industrial corridor are the primary nodes for distribution and light manufacturing. Eugene's market is characterized by limited new construction due to the urban growth boundary and a tenant mix that skews toward smaller, locally owned businesses and nonprofits.
Key Economic Drivers
- ●University of Oregon campus and its Knight Campus for Accelerating Scientific Impact driving research-related demand
- ●PeaceHealth Sacred Heart Medical Center, the region's largest hospital and employer
- ●Lane County government operations and social services sector
- ●Outdoor recreation and sustainable products companies leveraging the Eugene lifestyle brand
Market Insight
The University of Oregon's $1 billion Knight Campus for Accelerating Scientific Impact has spurred adjacent demand for lab space, researcher housing, and commercial services in the blocks surrounding the campus, creating a new innovation-district submarket.
How do mezzanine loans work in Eugene, Oregon?
Mezzanine loans are subordinate real estate loans secured by a pledge of the borrower's ownership interests rather than a mortgage lien on the property itself. Borrowers use them when the senior lender's proceeds stop short and they want to reduce the common equity check. In the Eugene metro area, borrowers can access 8 lenders offering Mezzanine financing, including Springfield, Cottage Grove, and surrounding areas. Loan amounts typically range from $1M to $100M with rates from 6.75% - 11.97%.
Who should consider mezzanine loans?
- Large acquisitions with a capital gap
- Recapitalizations
- Senior-loan executions that stop short on proceeds
- Experienced sponsors managing intercreditor terms
What are the key requirements?
- Usually at least a $1M capital need
- Strong sponsor track record and exit plan
- Senior lender consent plus an intercreditor agreement
- Debt service and leverage that still work for the full stack
Advantages
- ✓Can reduce the common equity check
- ✓Usually no direct property lien
- ✓Often structured interest-only
- ✓Can add proceeds above a senior mortgage
Considerations
- •Usually the priciest layer in the stack
- •Senior lender approval is typically required
- •Intercreditor terms can limit remedies
- •Often not a fit for small-balance deals
Mezzanine Loans in Eugene FAQ
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