Mezzanine Loans in Columbia, SC
Find lenders offering mezzanine loans in the Columbia, including Lexington, Irmo, Cayce, and surrounding areas. Compare rates, terms, and programs from 8 lenders.
Which Mezzanine lenders serve Columbia?
8 lenders offering mezzanine loans in the Columbia, SC area.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Goldman Sachs
New York, NY
Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
JLL Capital Markets
Chicago, IL
Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.
LoanCore Capital
Hartford, CT
Transitional commercial real estate lender. Bridge and mezzanine debt for value-add and repositioning strategies.
Morgan Stanley
New York, NY
Top CMBS originator. Large commercial real estate lending and securitization.
Walker & Dunlop
Bethesda, MD
Major commercial real estate finance company. Multifamily specialist. Agency, bridge, and mezzanine lending.
What does the Columbia commercial real estate market look like?
Columbia's CRE market is defined by its role as South Carolina's state capital and home to the University of South Carolina, creating a stable government and institutional tenant base. Fort Jackson, the U.S. Army's largest initial entry training installation, adds significant defense-related economic activity and supports demand for hospitality, retail, and off-base housing in the surrounding corridors. The Bull Street District, a 181-acre redevelopment of the former state mental hospital campus, represents the city's largest urban infill project and is attracting mixed-use, retail, and multifamily investment including a minor league baseball stadium. The Northeast corridor along I-77 and Harbison Boulevard in the Irmo area are the metro's primary suburban retail and office nodes.
Key Economic Drivers
- ●South Carolina state government operations concentrated in the downtown Capitol complex
- ●University of South Carolina's 35,000-student campus and its research and medical institutions
- ●Fort Jackson, the U.S. Army's largest basic training installation, supporting adjacent commercial demand
- ●Bull Street District 181-acre mixed-use redevelopment of the former state hospital campus
Market Insight
The Bull Street District redevelopment is transforming 181 acres of a former state hospital campus into a mixed-use district with a minor league stadium, over 3,000 residential units, and significant commercial space, representing the largest urban infill project in the Midlands region.
How do mezzanine loans work in Columbia, South Carolina?
Mezzanine loans are subordinate real estate loans secured by a pledge of the borrower's ownership interests rather than a mortgage lien on the property itself. Borrowers use them when the senior lender's proceeds stop short and they want to reduce the common equity check. In the Columbia metro area, borrowers can access 8 lenders offering Mezzanine financing, including Lexington, Irmo, Cayce, and surrounding areas. Loan amounts typically range from $1M to $100M with rates from 6.75% - 11.97%.
Who should consider mezzanine loans?
- Large acquisitions with a capital gap
- Recapitalizations
- Senior-loan executions that stop short on proceeds
- Experienced sponsors managing intercreditor terms
What are the key requirements?
- Usually at least a $1M capital need
- Strong sponsor track record and exit plan
- Senior lender consent plus an intercreditor agreement
- Debt service and leverage that still work for the full stack
Advantages
- ✓Can reduce the common equity check
- ✓Usually no direct property lien
- ✓Often structured interest-only
- ✓Can add proceeds above a senior mortgage
Considerations
- •Usually the priciest layer in the stack
- •Senior lender approval is typically required
- •Intercreditor terms can limit remedies
- •Often not a fit for small-balance deals
Mezzanine Loans in Columbia FAQ
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