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SBA 7(a) Loans in Savannah, GA

Find lenders offering sba 7(a) loans in the Savannah, including Pooler, Richmond Hill, Hinesville, and surrounding areas. Compare rates, terms, and programs from 113 lenders.

Lenders
113
Typical Rate
Prime + 1.5% to 3.75%
Down Payment
10-20%
Term
10-25 years
Closing Time
30-90 days

SBA 7(a) Lenders Serving Savannah

113 lenders offering sba 7(a) loans in the Savannah, GA area.

Community Bank & Trust-West Georgia

Local SBA

LAGRANGE, GA

Community bank in West Georgia and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions and commercial real estate with a focus on hospitality and franchise businesses.

39 SBA loans
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Metro City Bank

Local SBA

DORAVILLE, GA

Community bank headquartered in the Atlanta metro area, serving diverse business communities nationwide. A top SBA 7(a) lender specializing in commercial real estate, hospitality, and gas station financing.

29 SBA loans
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Colony Bank

Local SBA

FITZGERALD, GA

Georgia-based community bank offering SBA 7(a) loans, commercial real estate, and small business banking. Serves businesses throughout Georgia with relationship-focused lending.

56 SBA loans
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PromiseOne Bank

Local SBA

DULUTH, GA

17 SBA loans
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Ameris Bank

Local SBA

ATLANTA, GA

5 SBA loans
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Embassy National Bank

Local SBA

LAWRENCEVILLE, GA

3 SBA loans
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Primesouth Bank

Local SBA

BLACKSHEAR, GA

4 SBA loans
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First Port City Bank

Local SBA

BAINBRIDGE, GA

2 SBA loans
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Georgia Banking Company

Local SBA

Atlanta, GA

3 SBA loans
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First National Bank of Coffee County

Local SBA

DOUGLAS, GA

2 SBA loans
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American Pride Bank

Local SBA

MACON, GA

6 SBA loans
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Loyal Trust Bank

Local SBA

Johns Creek, GA

3 SBA loans
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Craft Bank

Local SBA

ATLANTA, GA

2 SBA loans
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Peach State Federal Credit Union

Local SBA

Lawrenceville, GA

2 SBA loans
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Legacy State Bank

Local SBA

LOGANVILLE, GA

1 SBA loans
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Savannah Commercial Real Estate Market

Savannah's commercial real estate market is fueled by the Port of Savannah, which has grown into the third-busiest container port in the U.S. and is undergoing a $5 billion expansion, driving massive industrial and warehouse development along the I-16 and I-95 corridors. The Historic District anchors a tourism-driven hospitality and retail market, with strict preservation ordinances governing development within the Landmark Historic District. West Savannah and the Pooler/Port Wentworth corridor have seen explosive industrial park construction, with tenants including Wayfair, IKEA, and Amazon establishing distribution operations. Savannah College of Art and Design (SCAD) has been a significant force in adaptive reuse and urban revitalization, converting dozens of historic buildings for institutional and mixed-use purposes.

Key Economic Drivers

  • Port of Savannah expansion and I-16/I-95 industrial corridor warehouse development
  • Tourism and hospitality demand centered on the Landmark Historic District
  • Hyundai Motor Group's meta-plant in Bryan County generating supplier and workforce housing demand
  • SCAD's ongoing adaptive reuse and institutional investment in the urban core

Market Insight

Hyundai's $7.6 billion electric vehicle manufacturing plant in nearby Bryan County is expected to create over 8,000 jobs and has already triggered a wave of supplier facility construction and workforce housing development across the Savannah metro.

SBA 7(a) Loans in Savannah, Georgia

SBA 7(a) loans are the most common SBA loan program, offering up to $5 million for working capital, equipment, real estate, business acquisition, and refinancing. Backed by the U.S. Small Business Administration, they offer competitive rates and longer terms than conventional business loans. In the Savannah metro area, borrowers can access 113 lenders offering SBA 7(a) financing, including Pooler, Richmond Hill, Hinesville, and surrounding areas. Loan amounts typically range from $25K to $5M with rates from Prime + 1.5% to 3.75%.

Who Should Consider SBA 7(a) Loans?

  • Small business owners
  • Business acquisitions
  • Working capital needs
  • Commercial real estate purchase

Key Requirements

  • For-profit business operating in the US
  • Owner has invested equity
  • Exhausted other financing options
  • No delinquent government debt
  • Credit score: 680+

Advantages

  • Low down payment (as low as 10%)
  • Competitive interest rates
  • Long repayment terms
  • Can be used for many purposes

Considerations

  • Lengthy application process
  • Extensive documentation required
  • Personal guarantee required
  • Collateral often needed

SBA 7(a) Loans in Other Georgia Cities

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