SBA 7(a) Loans in Greensboro, NC
Find lenders offering sba 7(a) loans in the Greensboro, including Winston-Salem, High Point, Burlington, and surrounding areas. Compare rates, terms, and programs from 90 lenders.
Which SBA 7(a) lenders serve Greensboro?
90 lenders offering sba 7(a) loans in the Greensboro, NC area.
Live Oak Banking Company
Local SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
Bank of America, National Association
Local SBACharlotte, NC
One of the largest banks in the world and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, equipment financing, and comprehensive treasury management.
HomeTrust Bank
Local SBAASHEVILLE, NC
Asheville, North Carolina-based regional bank offering SBA 7(a) loans, commercial mortgages, and business banking. Serves small businesses across the Carolinas, Virginia, and Tennessee.
First-Citizens Bank & Trust Company
Local SBARALEIGH, NC
One of the largest family-controlled banks in the U.S., headquartered in Raleigh, NC. Offers SBA 7(a) and 504 loans, commercial real estate, equipment financing, and lines of credit for businesses nationwide.
Truliant FCU
Local SBAWinston-Salem, NC
Winston-Salem, NC-based credit union serving members across the Carolinas and Virginia. Offers SBA 7(a) loans, commercial real estate financing, and business accounts with competitive credit union rates.
The Fidelity Bank
Local SBAFUQUAY VARINA, NC
Fuquay-Varina, North Carolina-based community bank offering SBA 7(a) loans, commercial real estate, and business banking. Serves businesses in the Raleigh-Durham Triangle region.
Bank of America
LocalCharlotte, NC
One of the largest US banks. Commercial real estate lending, construction financing, and SBA loans through nationwide branch network.
North State Bank
Local SBARALEIGH, NC
Bank of Oak Ridge
Local SBAOAK RIDGE, NC
Mechanics and Farmers Bank
Local SBADurham, NC
Carolina Small Business Development Fund
Local SBARaleigh, NC
Southern Bank and Trust Company
Local SBAMOUNT OLIVE, NC
The Huntington National Bank
SBACOLUMBUS, OH
Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.
Newtek Bank, National Association
SBAMiami, FL
Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.
U.S. Bank, National Association
SBACincinnati, OH
Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.
What does the Greensboro commercial real estate market look like?
Greensboro anchors the Piedmont Triad alongside Winston-Salem and High Point, forming a metro of over 1.6 million people with a CRE market shaped by advanced manufacturing, logistics, and higher education. The Downtown Greensboro submarket has undergone revitalization around the Tanger Center performing arts venue and the adjacent mixed-use developments on South Elm Street. The High Point Market, the world's largest furnishings trade show, drives significant hospitality and showroom space demand in the neighboring submarket. Industrial activity is concentrated along the I-40/I-85 interchange area and the Piedmont Triad International Airport, where FedEx operates a mid-Atlantic hub.
Key Economic Drivers
- ●FedEx mid-Atlantic hub at Piedmont Triad International Airport anchoring industrial and logistics demand
- ●High Point Market generating specialized showroom and hospitality real estate needs
- ●University of North Carolina at Greensboro and North Carolina A&T State University supporting workforce and rental demand
- ●Honda Aircraft Company headquarters and manufacturing campus in the airport submarket
Market Insight
The Piedmont Triad International Airport submarket benefits from the FedEx hub and Honda Aircraft Company's global headquarters, creating a niche industrial cluster with lower vacancy rates than the broader Triad market.
How do sba 7(a) loans work in Greensboro, North Carolina?
SBA 7(a) loans are the most common SBA loan program, offering up to $5 million for working capital, equipment, real estate, business acquisition, and refinancing. Backed by the U.S. Small Business Administration, they offer competitive rates and longer terms than conventional business loans. In the Greensboro metro area, borrowers can access 90 lenders offering SBA 7(a) financing, including Winston-Salem, High Point, Burlington, and surrounding areas. Loan amounts typically range from $25K to $5M with rates from Prime + 1.5% to 3.75%.
Who should consider sba 7(a) loans?
- Small business owners
- Business acquisitions
- Working capital needs
- Commercial real estate purchase
What are the key requirements?
- For-profit business operating in the US
- Owner has invested equity
- Exhausted other financing options
- No delinquent government debt
- Credit score: 680+
Advantages
- ✓Low down payment (as low as 10%)
- ✓Competitive interest rates
- ✓Long repayment terms
- ✓Can be used for many purposes
Considerations
- •Lengthy application process
- •Extensive documentation required
- •Personal guarantee required
- •Collateral often needed
SBA 7(a) Loans in Greensboro FAQ
How many SBA 7(a) lenders serve Greensboro, NC? ▼
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Can I use an SBA 7(a) for real estate? ▼
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