SBA 7(a) Loans in Amarillo, TX
Find lenders offering sba 7(a) loans in the Amarillo, including Canyon, Hereford, and surrounding areas. Compare rates, terms, and programs from 176 lenders.
Which SBA 7(a) lenders serve Amarillo?
176 lenders offering sba 7(a) loans in the Amarillo, TX area.
VelocitySBA, LLC
Local SBAIrving, TX
Non-bank SBA preferred lender specializing exclusively in SBA 7(a) loans for commercial real estate acquisition. Focuses on hotel, gas station, and convenience store financing with a streamlined approval process.
T Bank, National Association
Local SBADALLAS, TX
Texas-based community bank and SBA preferred lender. Specializes in SBA 7(a) loans for commercial real estate acquisition and business expansion, with a focus on hospitality and convenience store industries.
Wallis Bank
Local SBAWALLIS, TX
Texas-based community bank and top SBA lender in the Houston area. Offers SBA 7(a) loans, commercial real estate, and international banking services for small businesses.
Comerica Bank
Local SBADALLAS, TX
Dallas-based major commercial bank offering SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and treasury management. One of the 25 largest U.S. banks with nationwide business banking.
Southwestern National Bank
Local SBAHOUSTON, TX
Houston, Texas-based community bank offering SBA 7(a) loans, commercial real estate, and business banking. Serves small businesses in the greater Houston metropolitan area.
Texas Capital Bank
Local SBADALLAS, TX
Dallas-based commercial bank offering SBA 7(a) loans, commercial real estate, treasury management, and specialized lending. Focused on serving Texas businesses with sophisticated financial solutions.
Frost Bank
Local SBASAN ANTONIO, TX
Plains State Bank
Local SBAHUMBLE, TX
PlainsCapital Bank
Local SBADALLAS, TX
Gulf Capital Bank
Local SBAHouston, TX
Global One Bank
Local SBAHouston, TX
First Commercial Bank, National Association
Local SBASEGUIN, TX
American Bank, National Association
Local SBADALLAS, TX
Security State Bank and Trust
Local SBAFREDERICKSBURG, TX
Prosperity Bank
Local SBAEl Campo, TX
What does the Amarillo commercial real estate market look like?
Amarillo's CRE market serves as the commercial hub of the Texas Panhandle, with an economy rooted in agriculture, meat processing, energy, and the Pantex nuclear weapons assembly facility. Tyson Foods, JBS, and Caviness Beef Packers operate major feedlot and processing operations in the area, supporting industrial and cold storage demand. The I-40 corridor is the primary commercial artery, with retail and hospitality properties concentrated along Soncy Road and the Coulter Street corridors. The healthcare sector, led by Baptist St. Anthony's and Northwest Texas Healthcare System, has driven medical office development along the SW 45th Avenue corridor. Amarillo's location on the I-40 transcontinental highway route provides logistics advantages for distribution tenants serving the Panhandle and broader Southern Great Plains region.
Key Economic Drivers
- ●Pantex Plant, the nation's primary nuclear weapons assembly and disassembly facility operated by CNS
- ●Beef processing and feedlot industry with Tyson, JBS, and Caviness operating major facilities
- ●Bell Helicopter Amarillo Assembly Center (now Textron Aviation) and aerospace maintenance operations
- ●I-40 transcontinental corridor logistics supporting regional distribution facilities
Market Insight
The Pantex nuclear weapons facility, operated by Consolidated Nuclear Security, is the single largest employer in the Amarillo metro and a federally funded anchor that provides recession-resistant demand for office, industrial, and support services in the surrounding corridor.
How do sba 7(a) loans work in Amarillo, Texas?
SBA 7(a) loans are the most common SBA loan program, offering up to $5 million for working capital, equipment, real estate, business acquisition, and refinancing. Backed by the U.S. Small Business Administration, they offer competitive rates and longer terms than conventional business loans. In the Amarillo metro area, borrowers can access 176 lenders offering SBA 7(a) financing, including Canyon, Hereford, and surrounding areas. Loan amounts typically range from $25K to $5M with rates from Prime + 1.5% to 3.75%.
Who should consider sba 7(a) loans?
- Small business owners
- Business acquisitions
- Working capital needs
- Commercial real estate purchase
What are the key requirements?
- For-profit business operating in the US
- Owner has invested equity
- Exhausted other financing options
- No delinquent government debt
- Credit score: 680+
Advantages
- ✓Low down payment (as low as 10%)
- ✓Competitive interest rates
- ✓Long repayment terms
- ✓Can be used for many purposes
Considerations
- •Lengthy application process
- •Extensive documentation required
- •Personal guarantee required
- •Collateral often needed
SBA 7(a) Loans in Amarillo FAQ
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