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SBA 7(a) Loans in Dallas, TX

Find lenders offering sba 7(a) loans in the Dallas, including Fort Worth, Arlington, Plano, and surrounding areas. Compare rates, terms, and programs from 176 lenders.

Lenders
176
Typical Rate
Prime + 1.5% to 3.75%
Down Payment
10-20%
Term
10-25 years
Closing Time
30-90 days

SBA 7(a) Lenders Serving Dallas

176 lenders offering sba 7(a) loans in the Dallas, TX area.

VelocitySBA, LLC

Local SBA

Irving, TX

Non-bank SBA preferred lender specializing exclusively in SBA 7(a) loans for commercial real estate acquisition. Focuses on hotel, gas station, and convenience store financing with a streamlined approval process.

$500K – $5M 53 SBA loans
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T Bank, National Association

Local SBA

DALLAS, TX

Texas-based community bank and SBA preferred lender. Specializes in SBA 7(a) loans for commercial real estate acquisition and business expansion, with a focus on hospitality and convenience store industries.

26 SBA loans
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Wallis Bank

Local SBA

WALLIS, TX

Texas-based community bank and top SBA lender in the Houston area. Offers SBA 7(a) loans, commercial real estate, and international banking services for small businesses.

21 SBA loans
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Comerica Bank

Local SBA

DALLAS, TX

Dallas-based major commercial bank offering SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and treasury management. One of the 25 largest U.S. banks with nationwide business banking.

38 SBA loans
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Southwestern National Bank

Local SBA

HOUSTON, TX

Houston, Texas-based community bank offering SBA 7(a) loans, commercial real estate, and business banking. Serves small businesses in the greater Houston metropolitan area.

15 SBA loans
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Texas Capital Bank

Local SBA

DALLAS, TX

Dallas-based commercial bank offering SBA 7(a) loans, commercial real estate, treasury management, and specialized lending. Focused on serving Texas businesses with sophisticated financial solutions.

10 SBA loans
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Frost Bank

Local SBA

SAN ANTONIO, TX

16 SBA loans
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Plains State Bank

Local SBA

HUMBLE, TX

3 SBA loans
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PlainsCapital Bank

Local SBA

DALLAS, TX

17 SBA loans
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Gulf Capital Bank

Local SBA

Houston, TX

2 SBA loans
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Global One Bank

Local SBA

Houston, TX

2 SBA loans
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First Commercial Bank, National Association

Local SBA

SEGUIN, TX

1 SBA loans
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American Bank, National Association

Local SBA

DALLAS, TX

2 SBA loans
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Security State Bank and Trust

Local SBA

FREDERICKSBURG, TX

6 SBA loans
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Prosperity Bank

Local SBA

El Campo, TX

4 SBA loans
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Dallas Commercial Real Estate Market

Dallas anchors the northern half of the DFW metroplex, one of the largest and most active CRE markets in the United States, with a diversified economy spanning financial services, technology, telecommunications, and corporate headquarters. Uptown Dallas and the Turtle Creek corridor represent the metro's premier office and mixed-use submarkets, while the Las Colinas/Irving area houses a dense cluster of Fortune 500 headquarters including ExxonMobil's former campus and the new corporate headquarters campus corridor along SH-114. The I-35E and I-45 south Dallas industrial corridors have seen enormous build-to-suit distribution development, with DFW consistently ranking among the top three industrial markets nationally by absorption. Frisco and the Legacy/Plano corridor north of Dallas continue to attract corporate relocations, with PGA of America, Charles Schwab, and Toyota having established major campuses.

Key Economic Drivers

  • Fortune 500 corporate headquarters concentration including AT&T, CBRE, Texas Instruments, and Kimberly-Clark
  • Frisco and Plano Legacy corridor attracting major relocations from PGA of America, Charles Schwab, and Toyota
  • DFW International Airport, one of the world's busiest, driving logistics, hospitality, and corporate location decisions
  • Deep Ellum and Design District creative economy revitalizing the east side of downtown Dallas

Market Insight

DFW ranked as the top U.S. metro for corporate relocations and expansions for multiple consecutive years, driven by Texas's lack of state income tax, relatively low commercial real estate costs compared to coastal markets, and a central geographic location.

SBA 7(a) Loans in Dallas, Texas

SBA 7(a) loans are the most common SBA loan program, offering up to $5 million for working capital, equipment, real estate, business acquisition, and refinancing. Backed by the U.S. Small Business Administration, they offer competitive rates and longer terms than conventional business loans. In the Dallas metro area, borrowers can access 176 lenders offering SBA 7(a) financing, including Fort Worth, Arlington, Plano, and surrounding areas. Loan amounts typically range from $25K to $5M with rates from Prime + 1.5% to 3.75%.

Who Should Consider SBA 7(a) Loans?

  • Small business owners
  • Business acquisitions
  • Working capital needs
  • Commercial real estate purchase

Key Requirements

  • For-profit business operating in the US
  • Owner has invested equity
  • Exhausted other financing options
  • No delinquent government debt
  • Credit score: 680+

Advantages

  • Low down payment (as low as 10%)
  • Competitive interest rates
  • Long repayment terms
  • Can be used for many purposes

Considerations

  • Lengthy application process
  • Extensive documentation required
  • Personal guarantee required
  • Collateral often needed

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