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Bridge Loans in Salt Lake City, UT

Find lenders offering bridge loans in the Salt Lake City, including Provo, Sandy, West Jordan, and surrounding areas. Compare rates, terms, and programs from 41 lenders.

Lenders
41
Typical Rate
8% - 12%
Down Payment
20-30%
Term
6-36 months
Closing Time
1-3 weeks

Which Bridge lenders serve Salt Lake City?

41 lenders offering bridge loans in the Salt Lake City, UT area.

Temple View Capital

Local

UT

Private lender offering DSCR rental loans, bridge financing, and fix-and-flip loans for real estate investors. Fast closings with flexible qualification criteria.

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Acore Capital

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Berkadia

Ambler, PA

Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.

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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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CoreVest Finance

Irvine, CA

Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.

$200K – $50M
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Cushman & Wakefield

Chicago, IL

Global CRE services firm with extensive capital markets and financing capabilities across all commercial property types.

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Easy Street Capital

Austin, TX

Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.

$75K – $5M
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Greystone

New York, NY

Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.

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Groundfloor

Atlanta, GA

Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.

$75K – $2M
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iBorrow

CA

Commercial real estate bridge lender. Loan amounts up to $100M+. Fast closing for large CRE transactions.

$2M – $100M
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What does the Salt Lake City commercial real estate market look like?

Salt Lake City is the economic and cultural hub of the Intermountain West, with a CRE market driven by the Silicon Slopes tech corridor, a major healthcare sector, and its role as a regional financial and transportation center. Downtown's City Creek Center redevelopment and the Granary District's conversion into a creative office and mixed-use neighborhood have revitalized the urban core, while the Point of the Mountain area between Salt Lake City and Provo is slated for a massive mixed-use development on the former state prison site. The I-15 corridor from Ogden through Salt Lake to Provo functions as a continuous commercial spine, with industrial demand concentrated in the West Valley City and Salt Lake City International Airport expansion area. The city's hosting of the 2002 Winter Olympics left a legacy of infrastructure and international visibility that continues to support tourism and convention demand.

Key Economic Drivers

  • Silicon Slopes tech corridor headquarters including Qualtrics, Pluralsight, Domo, and Lucid Motors
  • Intermountain Health and University of Utah Health systems driving major medical campus expansions
  • Salt Lake City International Airport's $4.1 billion New SLC terminal redevelopment
  • Goldman Sachs, Zions Bancorporation, and the financial services sector in the downtown core

Market Insight

The Point of the Mountain State Land Authority is overseeing the redevelopment of 600+ acres at the former Utah State Prison site into a mixed-use innovation district, representing one of the largest urban development opportunities in the western U.S. with buildout expected to span the next two decades.

How do bridge loans work in Salt Lake City, Utah?

Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Salt Lake City metro area, borrowers can access 41 lenders offering Bridge financing, including Provo, Sandy, West Jordan, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.

Who should consider bridge loans?

  • Value-add acquisitions
  • Renovations before refinance
  • Properties not yet stabilized
  • Time-sensitive deals

What are the key requirements?

  • Clear exit strategy (refinance or sale)
  • Sufficient equity or down payment
  • Property with upside potential
  • Borrower experience (preferred)

Advantages

  • Extremely fast closing
  • Flexible underwriting
  • Interest-only payments
  • Finance properties conventional lenders won't touch

Considerations

  • Higher interest rates
  • Short term requires exit strategy
  • Origination fees (1-3 points)
  • Prepayment penalties possible

Bridge Loans in Salt Lake City FAQ

How many Bridge lenders serve Salt Lake City, UT?
There are 41 lenders offering bridge loans in the Salt Lake City metro area. Of these, 1 is headquartered in Utah, including Temple View Capital. Loan amounts typically range from 250K to 50M with rates from 8% - 12%.
What are Bridge loan rates in Salt Lake City?
Bridge loan rates in Salt Lake City typically range from 8% - 12%, though exact rates depend on factors like your credit score, the property's cash flow, and loan-to-value ratio. Down payments usually run 20-30%, and closing can take 1-3 weeks. Compare multiple Salt Lake City-area lenders to find the best terms for your deal.
What's the difference between a bridge loan and hard money?
They overlap significantly. Bridge loans tend to be slightly more institutional, with lower rates and higher minimums. Hard money is often from private individuals, more flexible but more expensive. The terms are sometimes used interchangeably.
When should I use a bridge loan?
When you need to close fast, when the property doesn't qualify for permanent financing yet (unstabilized, needs renovation), or when you need short-term capital while arranging long-term financing.

Where else can I find bridge loans in Utah?

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