Hard Money Loans in Salt Lake City, UT
Find lenders offering hard money loans in the Salt Lake City, including Provo, Sandy, West Jordan, and surrounding areas. Compare rates, terms, and programs from 15 lenders.
Hard Money Lenders Serving Salt Lake City
15 lenders offering hard money loans in the Salt Lake City, UT area.
Temple View Capital
LocalUT
Private lender offering DSCR rental loans, bridge financing, and fix-and-flip loans for real estate investors. Fast closings with flexible qualification criteria.
Anchor Loans
Thousand Oaks, CA
One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
Civic Financial Services
Redondo Beach, CA
Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.
Constitution Lending
NJ
Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.
Easy Street Capital
Austin, TX
Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.
Groundfloor
Atlanta, GA
Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.
Lending One
Boca Raton, FL
National direct lender for real estate investors. Fix-and-flip, bridge, and 30-year DSCR rental loans. $5B+ in originations.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
Park Place Finance
TX
Direct private lender with 17+ years experience. $1B+ in loans closed. Bridge loans for fix-and-flip, refinance, and cash-out.
RCN Capital
South Windsor, CT
Nationwide private lender for fix-and-flip, bridge, and rental loans. Fast closings and flexible terms.
Residential Capital Partners
TX
Hard money lender offering up to 85% LTV with no down payment option. Rates starting at 8.5%. Mixed-use, single-family, and multifamily.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
Tidal Loans
Houston, TX
Texas-based private money lender. Hard money, bridge, and DSCR rental loans for real estate investors nationwide.
Aloha Capital
HI
Private lender offering DSCR rental loans with up to 80% cash-out refinance. Also provides bridge and fix-and-flip financing for investment properties.
Salt Lake City Commercial Real Estate Market
Salt Lake City is the economic and cultural hub of the Intermountain West, with a CRE market driven by the Silicon Slopes tech corridor, a major healthcare sector, and its role as a regional financial and transportation center. Downtown's City Creek Center redevelopment and the Granary District's conversion into a creative office and mixed-use neighborhood have revitalized the urban core, while the Point of the Mountain area between Salt Lake City and Provo is slated for a massive mixed-use development on the former state prison site. The I-15 corridor from Ogden through Salt Lake to Provo functions as a continuous commercial spine, with industrial demand concentrated in the West Valley City and Salt Lake City International Airport expansion area. The city's hosting of the 2002 Winter Olympics left a legacy of infrastructure and international visibility that continues to support tourism and convention demand.
Key Economic Drivers
- ●Silicon Slopes tech corridor headquarters including Qualtrics, Pluralsight, Domo, and Lucid Motors
- ●Intermountain Health and University of Utah Health systems driving major medical campus expansions
- ●Salt Lake City International Airport's $4.1 billion New SLC terminal redevelopment
- ●Goldman Sachs, Zions Bancorporation, and the financial services sector in the downtown core
Market Insight
The Point of the Mountain State Land Authority is overseeing the redevelopment of 600+ acres at the former Utah State Prison site into a mixed-use innovation district, representing one of the largest urban development opportunities in the western U.S. with buildout expected to span the next two decades.
Hard Money Loans in Salt Lake City, Utah
Hard money loans are short-term, asset-based loans primarily secured by real estate. Funded by private investors or companies rather than banks, they prioritize the property's value over the borrower's creditworthiness. Ideal for fix-and-flip, distressed properties, and deals that need to close fast. In the Salt Lake City metro area, borrowers can access 15 lenders offering Hard Money financing, including Provo, Sandy, West Jordan, and surrounding areas. Loan amounts typically range from $50K to $10M with rates from 10% - 15%.
Who Should Consider Hard Money Loans?
- Fix-and-flip investors
- Distressed property acquisitions
- Borrowers with credit issues
- Deals requiring immediate close
Key Requirements
- Property as collateral (LTV 60-75%)
- Exit strategy
- Down payment or equity
- Property appraisal
Advantages
- ✓Fastest closing (days, not weeks)
- ✓Credit score less important
- ✓Flexible terms
- ✓Finance distressed properties
Considerations
- •Highest interest rates
- •Short terms
- •High origination fees (2-5 points)
- •Requires strong exit strategy
Hard Money Loans in Other Utah Cities
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