Hard Money Loans in Myrtle Beach, SC
Find lenders offering hard money loans in the Myrtle Beach, including Conway, North Myrtle Beach, Surfside Beach, and surrounding areas. Compare rates, terms, and programs from 15 lenders.
Hard Money Lenders Serving Myrtle Beach
15 lenders offering hard money loans in the Myrtle Beach, SC area.
Anchor Loans
Thousand Oaks, CA
One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
Civic Financial Services
Redondo Beach, CA
Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.
Constitution Lending
NJ
Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.
Easy Street Capital
Austin, TX
Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.
Groundfloor
Atlanta, GA
Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.
Lending One
Boca Raton, FL
National direct lender for real estate investors. Fix-and-flip, bridge, and 30-year DSCR rental loans. $5B+ in originations.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
Park Place Finance
TX
Direct private lender with 17+ years experience. $1B+ in loans closed. Bridge loans for fix-and-flip, refinance, and cash-out.
RCN Capital
South Windsor, CT
Nationwide private lender for fix-and-flip, bridge, and rental loans. Fast closings and flexible terms.
Residential Capital Partners
TX
Hard money lender offering up to 85% LTV with no down payment option. Rates starting at 8.5%. Mixed-use, single-family, and multifamily.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
Tidal Loans
Houston, TX
Texas-based private money lender. Hard money, bridge, and DSCR rental loans for real estate investors nationwide.
Aloha Capital
HI
Private lender offering DSCR rental loans with up to 80% cash-out refinance. Also provides bridge and fix-and-flip financing for investment properties.
Temple View Capital
UT
Private lender offering DSCR rental loans, bridge financing, and fix-and-flip loans for real estate investors. Fast closings with flexible qualification criteria.
Myrtle Beach Commercial Real Estate Market
Myrtle Beach's CRE market is overwhelmingly driven by tourism and retirement migration, with the Grand Strand's 60 miles of coastline generating demand for hospitality, retail, and resort-oriented commercial properties. The market has diversified beyond seasonal beach tourism with medical facility expansion from Tidelands Health and Conway Medical Center, as well as growing demand for self-storage and senior living facilities tied to the area's rapid population growth. The Highway 17 Bypass and Highway 501 corridors are the primary commercial arteries, with significant retail, medical office, and flex-space development. Market seasonality remains a key underwriting factor, as many retail and hospitality properties generate 60-70% of annual revenue during the May-through-September peak season.
Key Economic Drivers
- ●Grand Strand tourism economy attracting approximately 20 million visitors annually
- ●Rapid retiree and permanent resident in-migration driving multifamily, medical, and retail demand
- ●Myrtle Beach International Airport's expanded service increasing year-round accessibility
- ●Coastal Carolina University and Horry-Georgetown Technical College anchoring the Conway corridor
Market Insight
Myrtle Beach is one of the fastest-growing metro areas by population percentage in the U.S., and this sustained in-migration has shifted the CRE market from purely seasonal tourism toward year-round demand for medical offices, grocery-anchored retail, and workforce housing.
Hard Money Loans in Myrtle Beach, South Carolina
Hard money loans are short-term, asset-based loans primarily secured by real estate. Funded by private investors or companies rather than banks, they prioritize the property's value over the borrower's creditworthiness. Ideal for fix-and-flip, distressed properties, and deals that need to close fast. In the Myrtle Beach metro area, borrowers can access 15 lenders offering Hard Money financing, including Conway, North Myrtle Beach, Surfside Beach, and surrounding areas. Loan amounts typically range from $50K to $10M with rates from 10% - 15%.
Who Should Consider Hard Money Loans?
- Fix-and-flip investors
- Distressed property acquisitions
- Borrowers with credit issues
- Deals requiring immediate close
Key Requirements
- Property as collateral (LTV 60-75%)
- Exit strategy
- Down payment or equity
- Property appraisal
Advantages
- ✓Fastest closing (days, not weeks)
- ✓Credit score less important
- ✓Flexible terms
- ✓Finance distressed properties
Considerations
- •Highest interest rates
- •Short terms
- •High origination fees (2-5 points)
- •Requires strong exit strategy
Hard Money Loans in Other South Carolina Cities
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