USDA Business Loans in Los Angeles, CA
Find lenders offering usda business loans in the Los Angeles, including Long Beach, Santa Monica, Pasadena, and surrounding areas. Compare rates, terms, and programs from 6 lenders.
USDA Lenders Serving Los Angeles
6 lenders offering usda business loans in the Los Angeles, CA area.
FFB Bank
Local SBAFRESNO, CA
Fresno, California-based community bank offering SBA 7(a) loans, commercial real estate, agricultural lending, and business banking. Serves California's Central Valley and beyond.
Plumas Bank
Local SBAQUINCY, CA
Quincy, California-based community bank offering SBA 7(a) loans, commercial real estate, agricultural lending, and business banking. Serves businesses in rural Northern California and Nevada.
Live Oak Banking Company
SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
Celtic Bank Corporation
SBASALT LAKE CITY, UT
Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.
Stone Bank
SBAMOUNTAIN VIEW, AR
Arkansas-based bank specializing in government-guaranteed lending including SBA, FSA, and USDA business loans. Offers nationwide lending with expertise in SBA 7(a) financing for small business acquisitions and real estate.
Banner Bank
SBAWALLA WALLA, WA
Pacific Northwest regional bank headquartered in Walla Walla, Washington. Offers SBA 7(a) loans, commercial real estate, agricultural lending, and business banking across Washington, Oregon, Idaho, and California.
Los Angeles Commercial Real Estate Market
Los Angeles is the largest CRE market on the West Coast, with deeply specialized submarkets ranging from the Arts District's creative office conversions to the Port of Los Angeles/Long Beach industrial complex, the largest container port system in the Western Hemisphere. The Westside markets of Century City, Santa Monica, and Culver City command the region's highest office rents, driven by entertainment, technology, and professional services tenants. Downtown LA's adaptive reuse ordinance has transformed the Historic Core and South Park neighborhoods with residential, hotel, and mixed-use projects. The San Fernando Valley and South Bay submarkets provide more affordable office and industrial alternatives, while the Hollywood and Burbank media corridor remains the epicenter of studio and production space demand.
Key Economic Drivers
- ●Port of Los Angeles/Long Beach complex and related logistics infrastructure
- ●Entertainment industry studios and production facilities (Walt Disney, Netflix, Warner Bros.)
- ●Cedars-Sinai, UCLA Health, and Keck Medicine of USC hospital systems
- ●SpaceX headquarters in Hawthorne and the aerospace defense corridor along the South Bay
Market Insight
Los Angeles's 2028 Olympic Games preparations are driving billions in infrastructure investment including transit expansions, hotel development, and venue construction, creating CRE opportunities in neighborhoods near competition and event sites.
USDA Business Loans in Los Angeles, California
USDA Business & Industry (B&I) loans provide government-guaranteed financing for rural businesses. Similar to SBA loans but for rural areas, they offer competitive terms for business acquisition, real estate, equipment, and working capital in communities with populations under 50,000. In the Los Angeles metro area, borrowers can access 6 lenders offering USDA financing, including Long Beach, Santa Monica, Pasadena, and surrounding areas. Loan amounts typically range from $50K to $25M with rates from Variable or fixed, competitive.
Who Should Consider USDA Business Loans?
- Rural businesses
- Agricultural operations
- Rural real estate
- Businesses in towns under 50,000 population
Key Requirements
- Business in area with population <50,000
- For-profit or nonprofit
- Unable to get credit elsewhere
- Sufficient cash flow
Advantages
- ✓Up to 80% government guarantee
- ✓Long terms available
- ✓Competitive rates
- ✓Flexible use of funds
Considerations
- •Must be in eligible rural area
- •Lengthy approval process
- •Extensive documentation
- •Limited lender availability
USDA Business Loans in Other California Cities
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