Mezzanine Loans in Houston, TX
Find lenders offering mezzanine loans in the Houston, including Sugar Land, The Woodlands, Katy, and surrounding areas. Compare rates, terms, and programs from 8 lenders.
Which Mezzanine lenders serve Houston?
8 lenders offering mezzanine loans in the Houston, TX area.
CBRE Capital Markets
LocalDallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
Goldman Sachs
New York, NY
Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
JLL Capital Markets
Chicago, IL
Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.
LoanCore Capital
Hartford, CT
Transitional commercial real estate lender. Bridge and mezzanine debt for value-add and repositioning strategies.
Morgan Stanley
New York, NY
Top CMBS originator. Large commercial real estate lending and securitization.
Walker & Dunlop
Bethesda, MD
Major commercial real estate finance company. Multifamily specialist. Agency, bridge, and mezzanine lending.
What does the Houston commercial real estate market look like?
Houston is the energy capital of the world, with the upstream, midstream, and downstream oil and gas sector forming the backbone of the office and industrial CRE markets, though the city has significantly diversified into healthcare, life sciences, and aerospace. The Texas Medical Center — the world's largest medical complex with over 60 institutions — is a primary driver of medical office, lab, and hospitality demand in the Midtown and Med Center corridors. The Energy Corridor along I-10 West and the Westchase District are established office submarkets for energy companies, while the Port of Houston's industrial complex along the Ship Channel generates massive demand for petrochemical, refining, and logistics facilities. The Katy Freeway corridor and The Woodlands master-planned community are the metro's most active suburban growth nodes for mixed-use and corporate campus development.
Key Economic Drivers
- ●Texas Medical Center, the world's largest medical complex, anchoring healthcare and life sciences CRE demand
- ●Energy sector headquarters including ConocoPhillips, Phillips 66, Baker Hughes, and Halliburton
- ●Port of Houston, the nation's largest port by foreign waterborne tonnage, driving Ship Channel industrial development
- ●NASA Johnson Space Center and the Clear Lake aerospace corridor
Market Insight
Houston has no zoning ordinance, making it the largest U.S. city without traditional zoning — which provides developers greater flexibility in land use but requires careful due diligence on deed restrictions, municipal utility districts, and flood plain regulations.
How do mezzanine loans work in Houston, Texas?
Mezzanine loans are subordinate real estate loans secured by a pledge of the borrower's ownership interests rather than a mortgage lien on the property itself. Borrowers use them when the senior lender's proceeds stop short and they want to reduce the common equity check. In the Houston metro area, borrowers can access 8 lenders offering Mezzanine financing, including Sugar Land, The Woodlands, Katy, and surrounding areas. Loan amounts typically range from $1M to $100M with rates from 6.75% - 11.97%.
Who should consider mezzanine loans?
- Large acquisitions with a capital gap
- Recapitalizations
- Senior-loan executions that stop short on proceeds
- Experienced sponsors managing intercreditor terms
What are the key requirements?
- Usually at least a $1M capital need
- Strong sponsor track record and exit plan
- Senior lender consent plus an intercreditor agreement
- Debt service and leverage that still work for the full stack
Advantages
- ✓Can reduce the common equity check
- ✓Usually no direct property lien
- ✓Often structured interest-only
- ✓Can add proceeds above a senior mortgage
Considerations
- •Usually the priciest layer in the stack
- •Senior lender approval is typically required
- •Intercreditor terms can limit remedies
- •Often not a fit for small-balance deals
Mezzanine Loans in Houston FAQ
How many Mezzanine lenders serve Houston, TX? ▼
What are Mezzanine loan rates in Houston? ▼
What is a mezzanine loan in real estate? ▼
How is mezzanine debt different from preferred equity? ▼
Do senior lenders have to approve mezzanine debt? ▼
How small can a mezzanine loan be? ▼
Where else can I find mezzanine loans in Texas?
Find Mezzanine Lenders in Houston
Get matched with lenders offering mezzanine loans in the Houston, TX area. Free for borrowers.
Get Matched — Free →