Mezzanine Loans in Lubbock, TX
Find lenders offering mezzanine loans in the Lubbock, including Wolfforth, Shallowater, and surrounding areas. Compare rates, terms, and programs from 8 lenders.
Mezzanine Lenders Serving Lubbock
8 lenders offering mezzanine loans in the Lubbock, TX area.
CBRE Capital Markets
LocalDallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
Goldman Sachs
New York, NY
Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
JLL Capital Markets
Chicago, IL
Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.
LoanCore Capital
Hartford, CT
Transitional commercial real estate lender. Bridge and mezzanine debt for value-add and repositioning strategies.
Morgan Stanley
New York, NY
Top CMBS originator. Large commercial real estate lending and securitization.
Walker & Dunlop
Bethesda, MD
Major commercial real estate finance company. Multifamily specialist. Agency, bridge, and mezzanine lending.
Lubbock Commercial Real Estate Market
Lubbock's CRE market is anchored by Texas Tech University, a 40,000-student institution whose campus, medical school, and research facilities generate consistent demand for student housing, medical office, retail, and hospitality properties. The South Loop 289 and Milwaukee Avenue corridors are the primary retail and commercial nodes, with steady national tenant expansion into what remains a relatively underserved metro for its population size. The cotton and agriculture industry remains a significant economic driver, with Lubbock serving as the commercial hub for the South Plains region's farming operations and supporting agribusiness-related warehouse and office demand. Medical CRE demand is driven by UMC Health System, Covenant Health, and the Texas Tech University Health Sciences Center campus.
Key Economic Drivers
- ●Texas Tech University and Texas Tech Health Sciences Center driving institutional and student-oriented CRE demand
- ●UMC Health System and Covenant Health regional hospital campuses
- ●South Plains cotton and agriculture industry supporting agribusiness and logistics facilities
- ●Wind energy sector growth across the South Plains generating construction-related commercial demand
Market Insight
Lubbock's market benefits from being the only sizable metro within a 300-mile radius, giving it a regional trade area of over 600,000 people and creating a captive consumer base that supports retail occupancy rates above the national average.
Mezzanine Loans in Lubbock, Texas
Mezzanine financing sits between senior debt and equity in the capital stack. It allows borrowers to increase leverage beyond what a first mortgage provides, reducing the equity needed for a deal. Secured by a pledge of the borrower's ownership interest rather than a lien on the property. In the Lubbock metro area, borrowers can access 8 lenders offering Mezzanine financing, including Wolfforth, Shallowater, and surrounding areas. Loan amounts typically range from $1M to $100M with rates from 10% - 18%.
Who Should Consider Mezzanine Loans?
- Reducing equity requirement
- Large acquisitions
- Development projects
- Recapitalizations
Key Requirements
- Strong sponsor track record
- Viable business plan
- Senior lender approval for subordinate debt
- Adequate debt service coverage for total debt
Advantages
- ✓Reduce equity needed
- ✓No lien on property (pledge of ownership)
- ✓Flexible structures
- ✓Can be interest-only
Considerations
- •High interest rates
- •Subordinate position = higher risk
- •Requires senior lender approval
- •Complex documentation
Mezzanine Loans in Other Texas Cities
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