Commercial Lenders in Mississippi

Browse 120 lenders serving Mississippi across DSCR, SBA, bridge, construction, hard money, and more.

All Mississippi Lenders

120 commercial lenders serving Mississippi.

Cadence Bank

SBA

TUPELO, MS

Regional bank serving the Southeast and Texas, and an active SBA preferred lender. Offers SBA 7(a) and 504 loans, commercial real estate lending, equipment financing, and full-service business banking.

Commercial Real Estate Conventional Sba 504 Sba 7a
View →

Renasant Bank

SBA

TUPELO, MS

Mississippi-based regional bank offering SBA 7(a) loans, commercial real estate, and business banking across the Southeast. Known for relationship-driven lending and community banking values.

Commercial Real Estate Conventional Sba 7a
View →

Hancock Whitney Bank

SBA

GULFPORT, MS

Gulf South regional bank offering SBA 7(a) loans, commercial real estate, and business banking across Mississippi, Alabama, Florida, Louisiana, and Texas. Strong community banking tradition since 1899.

Commercial Real Estate Line Of Credit Sba 7a
View →

Merchants & Marine Bank

SBA

PASCAGOULA, MS

Sba 7a
View →

BankPlus

SBA

BELZONI, MS

Sba 7a
View →

The Citizens National Bank of Meridian

SBA

MERIDIAN, MS

Sba 7a
View →

Southern AgCredit, FLCA

SBA

HATTIESBURG, MS

Sba 7a
View →

Community Bank of Mississippi

SBA

Flowood, MS

Sba 7a
View →

Trustmark Bank

SBA

JACKSON, MS

Sba 7a
View →

The Commercial Bank

SBA

DE KALB, MS

Sba 7a
View →

Covington County Bank

SBA

COLLINS, MS

Sba 7a
View →

Live Oak Banking Company

SBA

WILMINGTON, NC

One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.

Commercial Real Estate Conventional Sba 504 Sba 7a +1 more
View →

Newtek Bank, National Association

SBA

Miami, FL

Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.

Conventional Line Of Credit Sba 7a
View →

U.S. Bank, National Association

SBA

Cincinnati, OH

Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
View →

Celtic Bank Corporation

SBA

SALT LAKE CITY, UT

Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.

Conventional Sba 7a Usda
View →

Harvest Small Business Finance, LLC

SBA

Laguna Hills, CA

Non-bank SBA preferred lender specializing in SBA 7(a) loans for commercial real estate acquisition and refinancing. Focuses on owner-occupied commercial properties with loans up to $5 million.

Sba 7a
View →

Readycap Lending, LLC

SBA

BERKELEY HEIGHTS, NJ

Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.

Conventional Sba 504 Sba 7a
View →

GBank

SBA

LAS VEGAS, NV

Fast-growing community bank based in Las Vegas and a top SBA preferred lender. Specializes in SBA 7(a) loans for hospitality, gas stations, convenience stores, and commercial real estate acquisition.

Commercial Real Estate Conventional Sba 7a
View →

Wells Fargo Bank National Association

SBA

Sioux Falls, SD

One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
View →

First Bank of the Lake

SBA

Osage Beach, MO

Community bank based at the Lake of the Ozarks and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions, commercial real estate, and partner buyouts. Known for lending to franchises and hospitality businesses.

Conventional Sba 7a
View →

United Midwest Savings Bank National Association

SBA

DE GRAFF, OH

Community bank and SBA preferred lender based in Ohio. Specializes in SBA 7(a) loans for small businesses, including business acquisitions, commercial real estate, and working capital financing.

Conventional Sba 7a
View →

Citizens Bank

SBA

ELIZABETHTON, TN

Regional bank based in Tennessee and an SBA preferred lender. Provides SBA 7(a) loans, conventional commercial lending, and business banking services to small and medium-sized businesses in the Southeast.

Commercial Real Estate Conventional Sba 7a
View →

CenTrust Bank, A Division of SmartBiz Bank National Associat

SBA

Northbrook, IL

Technology-driven SBA lender operating through the SmartBiz platform. Offers streamlined SBA 7(a) loans with a fast online application process, serving small businesses nationwide with loans for working capital, debt refinancing, and commercial real estate.

Sba 7a
View →

Lendistry SBLC, LLC

SBA

Los Angeles, CA

CDFI and SBA community advantage lender focused on providing responsible lending to small businesses in underserved communities. Offers SBA 7(a) loans, microloans, and commercial real estate financing with a focus on minority and women-owned businesses.

Conventional Microloan Sba 7a
View →

Shoreham Bank

SBA

Warwick, RI

Rhode Island-based community bank and SBA preferred lender. Offers SBA 7(a) loans for business acquisitions and commercial real estate, with a focus on hospitality and franchise financing in the Northeast.

Commercial Real Estate Conventional Sba 7a
View →

Stone Bank

SBA

MOUNTAIN VIEW, AR

Arkansas-based bank specializing in government-guaranteed lending including SBA, FSA, and USDA business loans. Offers nationwide lending with expertise in SBA 7(a) financing for small business acquisitions and real estate.

Sba 7a Usda
View →

First Commonwealth Bank

SBA

Indiana, PA

Pennsylvania-based community bank offering SBA 7(a) loans, commercial real estate, equipment financing, and business lines of credit. Serves small businesses across Pennsylvania and Ohio.

Commercial Real Estate Equipment Financing Line Of Credit Sba 7a
View →

Southern Bancorp Bank

SBA

Arkadelphia, AR

Arkansas-based community development bank and one of the largest CDFIs in the U.S. Offers SBA 7(a) loans, commercial real estate, and mission-driven lending focused on underserved rural and urban communities.

Commercial Real Estate Sba 7a
View →

Regions Bank

SBA

BIRMINGHAM, AL

Birmingham, Alabama-based regional bank offering SBA 7(a) and 504 loans, commercial real estate, equipment financing, and business lines of credit. Major lender across 15 southern and midwestern states.

Commercial Real Estate Equipment Financing Line Of Credit Sba 504 +1 more
View →

A&D Mortgage

Fort Lauderdale, FL

Wholesale non-QM lender. DSCR loans with 0 minimum DSCR, 80% max LTV, min FICO 620.

Dscr Non Qm
View →

Complete Mississippi Lender Directory

All 120 commercial lenders serving Mississippi, A–Z.

Commercial Lending in Mississippi

Mississippi offers among the lowest costs of doing business in the nation, attracting manufacturing operations and automotive assembly plants. The Gulf Coast region supports shipbuilding, energy, and gaming-related commercial activity.

Mississippi's fee-in-lieu-of-taxes (FILOT) agreements and the state's Advantage Jobs program offer significant property tax and payroll rebate incentives for qualifying commercial and industrial projects. The state has no franchise tax on the first $100,000 of capital, and property tax assessments for commercial properties are set at 15% of true value, keeping effective tax rates relatively low. Gulf Coast casinos and hospitality properties must navigate specialized gaming commission requirements, and hurricane risk along the coast requires thorough insurance and structural resilience planning.

Key Industries

Manufacturing Agriculture Energy Shipbuilding & defense Automotive

Foreclosure Type

Non-judicial

Foreclosures proceed outside the court system, typically faster (2-6 months).

Need a Lender in Mississippi?

Get matched with lenders serving MS. Free and fast.

Get Matched — Free →