Commercial Lenders in Pennsylvania
Browse 181 lenders serving Pennsylvania across DSCR, SBA, bridge, construction, hard money, and more.
Pennsylvania Lenders by Loan Type
DSCR Loans
7.0% - 9.5% · 20-25% downSBA 7(a) Loans
Prime + 1.5% to 3.75% · 10-20% downSBA 504 Loans
Below market (CDC portion ~5-6%) · 10% downBridge Loans
8% - 12% · 20-30% downConstruction Loans
7% - 10% · 20-35% downCommercial Mortgage
6% - 8% · 20-30% downHard Money Loans
9% - 12%+ · 10-25%+ cash in downCMBS Loans
5.5% - 8% · 25-35% downMezzanine Loans
6.75% - 11.97% · Often 10-25% sponsor equity downUSDA Business Loans
Fixed or variable, negotiated with lender · 10% existing business, 20% new business downNon-QM Loans
6.5% - 10% · 10-25% downAll Pennsylvania Lenders
181 commercial lenders serving Pennsylvania.
First Commonwealth Bank
SBAIndiana, PA
Pennsylvania-based community bank offering SBA 7(a) loans, commercial real estate, equipment financing, and business lines of credit. Serves small businesses across Pennsylvania and Ohio.
First National Bank of Pennsylvania
SBAGREENVILLE, PA
One of the oldest banks in the U.S., offering SBA 7(a) loans, commercial real estate, equipment financing, and business lines of credit. Serves businesses across Pennsylvania, Ohio, Maryland, and surrounding states.
Firstrust Savings Bank
SBACONSHOHOCKEN, PA
Conshohocken, Pennsylvania-based bank offering SBA 7(a) loans, commercial real estate, and business banking. Family-owned bank serving the greater Philadelphia area since 1934.
Quaint Oak Bank
SBASouthampton, PA
Southampton, Pennsylvania-based community bank offering SBA 7(a) loans, commercial real estate, and residential lending. A growing community bank serving businesses in the greater Philadelphia region.
Fulton Bank, National Association
SBALANCASTER, PA
Lancaster, Pennsylvania-based regional bank offering SBA 7(a) loans, commercial real estate, equipment financing, and business lines of credit. Serves businesses across Pennsylvania, New Jersey, Maryland, Delaware, and Virginia.
Berkadia
Ambler, PA
Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.
PNC Real Estate
Pittsburgh, PA
Top-10 US bank with dedicated commercial real estate lending. Construction, bridge, and permanent financing for major property types.
Meridian Bank
SBAMALVERN, PA
Hyperion Bank
SBAPhiladelphia, PA
Univest Bank and Trust Co
SBASouderton, PA
Customers Bank
SBAMalvern, PA
Regional Development Funding Corporation
SBAPittsburgh, PA
The Honesdale National Bank
SBAHONESDALE, PA
Ambler Savings Bank
SBAAMBLER, PA
Enterprise Bank
SBAALLISON PARK, PA
Mid Penn Bank
SBAMillersburg, PA
QNB Bank
SBAQUAKERTOWN, PA
PS Bank
SBAWYALUSING, PA
EDC Finance Corporation
SBALancaster, PA
Fidelity Deposit and Discount Bank
SBADUNMORE, PA
NEPA Alliance Business Finance Corporation
SBAPittston, PA
Orrstown Bank
SBAHarrisburg, PA
United Bank of Philadelphia
SBAPHILADELPHIA, PA
Peoples Security Bank and Trust Company
SBASCRANTON, PA
Citadel FCU
SBAEXTON, PA
Somerset Trust Company
SBASOMERSET, PA
NexTier Bank, National Association
SBAKITTANNING, PA
First Commonwealth FCU
SBAALLENTOWN, PA
Wayne Bank
SBAHONESDALE, PA
Live Oak Banking Company
SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
Complete Pennsylvania Lender Directory
All 181 commercial lenders serving Pennsylvania, A–Z.
- 1st Colonial Community Bank — COLLINGSWOOD, NJ
- A&D Mortgage — Fort Lauderdale, FL
- Acore Capital — New York, NY
- Acra Lending
- Aloha Capital
- Anchor Loans — Thousand Oaks, CA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Arbor Realty Trust — Uniondale, NY
- Arc Home
- Athas Capital Group
- Bank of America — Charlotte, NC
- Bank of America, National Association — Charlotte, NC
- Bankwell Bank — New Canaan, CT
- Barclays — New York, NY
- Broadmark Realty Capital — Seattle, WA
- Brookline Bank, a Division of Beacon Bank and Trust — Brookline, MA
- Byline Bank — CHICAGO, IL
- Cadence Bank — TUPELO, MS
- Carrington Mortgage Services — Anaheim, CA
- CBRE Capital Markets — Dallas, TX
- Celtic Bank Corporation — SALT LAKE CITY, UT
- Centerstone SBA Lending, Inc. — LOS ANGELES, CA
- CenTrust Bank, A Division of SmartBiz Bank National Associat — Northbrook, IL
- Change Lending
- CIBC Bank USA — CHICAGO, IL
- Citigroup — New York, NY
- Citizens Bank — ELIZABETHTON, TN
- Citizens Bank, National Association — PROVIDENCE, RI
- Civic Financial Services — Redondo Beach, CA
- Climate First Bank — St. Petersburg, FL
- Colony Bank — FITZGERALD, GA
- Community Bank & Trust-West Georgia — LAGRANGE, GA
- Community Bank, National Association — CANTON, NY
- ConnectOne Bank — ENGLEWOOD CLIFFS, NJ
- Constitution Lending
- CoreVest Finance — Irvine, CA
- CrossCountry Mortgage — Cleveland, OH
- Cushman & Wakefield — Chicago, IL
- Deephaven Mortgage — Charlotte, NC
- Defy Mortgage
- Deutsche Bank — New York, NY
- Easy Street Capital — Austin, TX
- Empire State Certified Development Corporation — Latham, NY
- Enterprise Bank & Trust — CLAYTON, MO
- Evolve Bank and Trust — WEST MEMPHIS, AR
- Falcon National Bank — FOLEY, MN
- Finance of America — Plano, TX
- First Bank of the Lake — Osage Beach, MO
- First Financial Bank — Cincinnati, OH
- First Heritage Federal Credit Union — Corning, NY
- First Internet Bank of Indiana — FISHERS, IN
- First National Bank of America — East Lansing, MI
- First Savings Bank — Beresford, SD
- Flagstar Bank — Hicksville, NY
- Flushing Bank — Uniondale, NY
- FWBank — Chicago, IL
- GBank — LAS VEGAS, NV
- Goldman Sachs — New York, NY
- Grasshopper Bank National Association — New York, NY
- Greystone — New York, NY
- Griffin Funding
- Groundfloor — Atlanta, GA
- Growth Capital Corp. — Cleveland, OH
- Gulf Coast Bank and Trust Company — NEW ORLEANS, LA
- Harvest Small Business Finance, LLC — Laguna Hills, CA
- HomeXpress Mortgage
- iBorrow
- Janover — Boca Raton, FL
- JLL Capital Markets — Chicago, IL
- JMAC Lending
- JPMorgan Chase — New York, NY
- JPMorgan Chase Bank, National Association — Columbus, OH
- KeyBank National Association — CLEVELAND, OH
- KeyBank Real Estate Capital — Cleveland, OH
- Kiavi — San Francisco, CA
- Kind Lending — Santa Ana, CA
- Leader Bank, National Association — ARLINGTON, MA
- Lending One — Boca Raton, FL
- Lendistry SBLC, LLC — Los Angeles, CA
- Lima One Capital — Greenville, SC
- LoanCore Capital — Hartford, CT
- Lument — New York, NY
- Luxury Mortgage Corp — Stamford, CT
- Magnifi Financial CU — MELROSE, MN
- Manufacturers and Traders Trust Company — BUFFALO, NY
- Merchants Capital — Indianapolis, IN
- Mesa West Capital — Los Angeles, CA
- Morgan Stanley — New York, NY
- MortgageRight — Austin, TX
- New American Funding — Tustin, CA
- New Silver Lending
- Newfi Wholesale — Emeryville, CA
- Newmark — New York, NY
- Newtek Bank, National Association — Miami, FL
- North American Savings Bank — Kansas City, MO
- Northeast Bank — MINNEAPOLIS, MN
- Northmarq — Minneapolis, MN
- Northwest Bank — SPENCER, IA
- NYBDC Local Development Corporation dba Pursuit Community Fi — Latham, NY
- Oaktree Funding
- Park Place Finance
- Pathward National Association — SIOUX FALLS, SD
- Pinnacle Bank — MORGAN HILL, CA
- Planet Home Lending — Meriden, CT
- PNC Bank, National Association — WILMINGTON, DE
- Port 51 Lending LLC — New York, NY
- PromiseOne Bank — DULUTH, GA
- Provident Bank — JERSEY CITY, NJ
- Quontic Bank — New York, NY
- RCN Capital — South Windsor, CT
- Ready Capital — New York, NY
- Readycap Lending, LLC — BERKELEY HEIGHTS, NJ
- Residential Capital Partners
- Residential Mortgage Solutions
- Roc Capital — New York, NY
- Rocket Mortgage — Detroit, MI
- Sabal Capital Partners — Pasadena, CA
- Shoreham Bank — Warwick, RI
- Spring Bank — NEW YORK CITY, NY
- Sprout Mortgage — New York, NY
- Stbridge Capital — Los Angeles, CA
- Stearns Bank National Association — SAINT CLOUD, MN
- T Bank, National Association — DALLAS, TX
- TD Bank — Cherry Hill, NJ
- TD Bank, National Association — WILMINGTON, DE
- Temple View Capital
- The Bancorp Bank National Association — Sioux Falls, SD
- The Huntington National Bank — COLUMBUS, OH
- Tidal Loans — Houston, TX
- Tompkins Community Bank — ITHACA, NY
- Triad Financial Services — Jacksonville, FL
- Truist Bank — Charlotte, NC
- Truliant FCU — Winston-Salem, NC
- Truss Financial Group
- U.S. Bank, National Association — Cincinnati, OH
- United Community Bank — Greenville, SC
- United FCU — SAINT JOSEPH, MI
- United Midwest Savings Bank National Association — DE GRAFF, OH
- US Bank — Minneapolis, MN
- US Metro Bank — GARDEN GROVE, CA
- UWM (United Wholesale Mortgage) — Pontiac, MI
- Vaster — Miami, FL
- Velocity Mortgage Capital — Westlake Village, CA
- Verus Mortgage Capital — Washington, DC
- Visio Lending — Austin, TX
- Walker & Dunlop — Bethesda, MD
- Wells Fargo — San Francisco, CA
- Wells Fargo Bank National Association — Sioux Falls, SD
- Wilmington Savings Fund Society FSB — WILMINGTON, DE
- Woori America Bank — New York, NY
Commercial Lending in Pennsylvania
Pennsylvania benefits from two major metros with distinct economies: Philadelphia's healthcare, education, and professional services sector, and Pittsburgh's transformed economy centered on technology, robotics, and healthcare. The state is also a major natural gas producer.
Pennsylvania's Keystone Opportunity Zone program offers complete elimination of most state and local taxes for up to 10 years for businesses locating in designated areas, making it one of the most aggressive incentive programs in the nation. Philadelphia's 10-year property tax abatement on new construction and improvements has been a major catalyst for commercial development, though recent reforms have modified the program. Pittsburgh's commercial real estate market benefits from a split-rate tax system that taxes land at a higher rate than improvements, which encourages development and higher-intensity use of commercial properties.
Key Industries
Foreclosure Type
Judicial
Foreclosures go through the court system, which can take 6-18+ months.
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