Commercial Lenders in Minnesota
Browse 164 lenders serving Minnesota across DSCR, SBA, bridge, construction, hard money, and more.
Minnesota Lenders by Loan Type
DSCR Loans
7.0% - 9.5% · 20-25% downSBA 7(a) Loans
Prime + 1.5% to 3.75% · 10-20% downSBA 504 Loans
Below market (CDC portion ~5-6%) · 10% downBridge Loans
8% - 12% · 20-30% downConstruction Loans
7% - 10% · 20-35% downCommercial Mortgage
6% - 8% · 20-30% downHard Money Loans
9% - 12%+ · 10-25%+ cash in downCMBS Loans
5.5% - 8% · 25-35% downMezzanine Loans
6.75% - 11.97% · Often 10-25% sponsor equity downUSDA Business Loans
Fixed or variable, negotiated with lender · 10% existing business, 20% new business downNon-QM Loans
6.5% - 10% · 10-25% downAll Minnesota Lenders
164 commercial lenders serving Minnesota.
Minnesota Business Finance Corporation
SBASt. Cloud, MN
St. Cloud, Minnesota-based Certified Development Company specializing in SBA 504 loans. Provides long-term, fixed-rate financing for small businesses in Minnesota to acquire real estate and equipment.
BankVista
SBASARTELL, MN
Sartell, Minnesota-based community bank offering SBA 7(a) loans, commercial real estate, and business banking. Serves small businesses across central Minnesota with personalized lending.
Northmarq
Minneapolis, MN
Full-service commercial real estate debt and equity platform. One of the largest privately held CRE finance firms in the US.
US Bank
Minneapolis, MN
Fifth-largest US bank. CRE lending including construction, permanent, and SBA loans. Strong in multifamily and affordable housing.
Falcon National Bank
SBAFOLEY, MN
Magnifi Financial CU
SBAMELROSE, MN
Twin Cities-Metro Certified Development Company
SBAVadnais Heights, MN
Platinum Bank
SBAOAKDALE, MN
Stearns Bank National Association
SBASAINT CLOUD, MN
Sunrise Banks National Association
SBASAINT PAUL, MN
CRF Small Business Loan Company, LLC
SBAMINNEAPOLIS, MN
First Resource Bank
SBALINO LAKES, MN
Frandsen Bank and Trust
SBAArden Hills, MN
Minnwest Bank
SBAREDWOOD FALLS, MN
Amplio Economic Development Corporation
SBAArden Hills, MN
Bridgewater Bank
SBASAINT LOUIS PARK, MN
Highland Bank
SBASt. Paul, MN
21st Century Bank
SBALORETTO, MN
EntreBank
SBABLOOMINGTON, MN
BankCherokee
SBASAINT PAUL, MN
Lake Elmo Bank
SBALAKE ELMO, MN
Merchants Bank, National Association
SBAWINONA, MN
MidCountry Bank
SBABLOOMINGTON, MN
United Prairie Bank
SBAMOUNTAIN LAKE, MN
Scale Bank
SBAEDINA, MN
Pioneer Bank
SBAMAPLETON, MN
Community Resource Bank
SBANORTHFIELD, MN
Drake Bank
SBASAINT PAUL, MN
Peoples State Bank of Plainview
SBAPLAINVIEW, MN
Prime Security Bank
SBAKARLSTAD, MN
Complete Minnesota Lender Directory
All 164 commercial lenders serving Minnesota, A–Z.
- A&D Mortgage — Fort Lauderdale, FL
- Accion Opportunity Fund Community Development — San Jose, CA
- Acore Capital — New York, NY
- Acra Lending
- Affinity Plus FCU — SAINT PAUL, MN
- Alerus Financial, National Association — GRAND FORKS, ND
- Aloha Capital
- American National Bank — Omaha, NE
- Anchor Loans — Thousand Oaks, CA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Arbor Realty Trust — Uniondale, NY
- Arc Home
- Associated Bank, National Association — GREEN BAY, WI
- Athas Capital Group
- Bank of America — Charlotte, NC
- Barclays — New York, NY
- Bell Bank — Fargo, ND
- Berkadia — Ambler, PA
- Broadmark Realty Capital — Seattle, WA
- Byline Bank — CHICAGO, IL
- Carrington Mortgage Services — Anaheim, CA
- CBRE Capital Markets — Dallas, TX
- CDC Small Business Finance Corp. — San Diego, CA
- Celtic Bank Corporation — SALT LAKE CITY, UT
- Centerstone SBA Lending, Inc. — LOS ANGELES, CA
- CenTrust Bank, A Division of SmartBiz Bank National Associat — Northbrook, IL
- Change Lending
- Choice Financial Group — FARGO, ND
- Citigroup — New York, NY
- Citizens Alliance Bank — CLARA CITY, MN
- Citizens Community Federal National Association — ALTOONA, WI
- Citizens State Bank — Monticello, IA
- City & County CU — SAINT PAUL, MN
- Civic Financial Services — Redondo Beach, CA
- Constitution Lending
- CoreVest Finance — Irvine, CA
- Cornerstone Bank — WORCESTER, MA
- CrossCountry Mortgage — Cleveland, OH
- Cushman & Wakefield — Chicago, IL
- Dakota Business Lending — Fargo, ND
- Deephaven Mortgage — Charlotte, NC
- Defy Mortgage
- Deutsche Bank — New York, NY
- East West Bank — PASADENA, CA
- Easy Street Capital — Austin, TX
- Finance of America — Plano, TX
- First Bank & Trust — BROOKINGS, SD
- First Bank of the Lake — Osage Beach, MO
- First National Bank of America — East Lansing, MI
- First National Bank of Pennsylvania — GREENVILLE, PA
- First State Bank and Trust — TONGANOXIE, KS
- Flagstar Bank — Hicksville, NY
- GBank — LAS VEGAS, NV
- Goldman Sachs — New York, NY
- Granite Bank — Cold Spring, MN
- Greystone — New York, NY
- Griffin Funding
- Groundfloor — Atlanta, GA
- Hiawatha National Bank — HAGER CITY, WI
- HomeXpress Mortgage
- iBorrow
- Ideal CU — WOODBURY, MN
- Janover — Boca Raton, FL
- JLL Capital Markets — Chicago, IL
- JMAC Lending
- JPMorgan Chase — New York, NY
- KeyBank National Association — CLEVELAND, OH
- KeyBank Real Estate Capital — Cleveland, OH
- Kiavi — San Francisco, CA
- Kind Lending — Santa Ana, CA
- Lending One — Boca Raton, FL
- Lima One Capital — Greenville, SC
- Live Oak Banking Company — WILMINGTON, NC
- LoanCore Capital — Hartford, CT
- Lument — New York, NY
- Luxury Mortgage Corp — Stamford, CT
- Members Cooperative Credit Union — Duluth, MN
- Merchants Bank of Indiana — CARMEL, IN
- Merchants Capital — Indianapolis, IN
- Mesa West Capital — Los Angeles, CA
- Midwest Bank — PIERCE, NE
- MidWestOne Bank — IOWA CITY, IA
- Morgan Stanley — New York, NY
- MortgageRight — Austin, TX
- MY CU — BLOOMINGTON, MN
- New American Funding — Tustin, CA
- New Silver Lending
- Newfi Wholesale — Emeryville, CA
- Newmark — New York, NY
- Newtek Bank, National Association — Miami, FL
- North American Savings Bank — Kansas City, MO
- Northeast Bank — MINNEAPOLIS, MN
- Oaktree Funding
- Old National Bank — EVANSVILLE, IN
- Park Place Finance
- Planet Home Lending — Meriden, CT
- PNC Real Estate — Pittsburgh, PA
- Quontic Bank — New York, NY
- RCN Capital — South Windsor, CT
- Ready Capital — New York, NY
- Readycap Lending, LLC — BERKELEY HEIGHTS, NJ
- Residential Capital Partners
- Residential Mortgage Solutions
- Roc Capital — New York, NY
- Rocket Mortgage — Detroit, MI
- Sabal Capital Partners — Pasadena, CA
- Security Bank USA — BEMIDJI, MN
- Sentry Bank — SAINT JOSEPH, MN
- Sherburne State Bank — BECKER, MN
- Sprout Mortgage — New York, NY
- St Cloud Financial Credit Union — Sartell, MN
- Stbridge Capital — Los Angeles, CA
- TD Bank — Cherry Hill, NJ
- Temple View Capital
- The Huntington National Bank — COLUMBUS, OH
- Tidal Loans — Houston, TX
- Triad Financial Services — Jacksonville, FL
- Truss Financial Group
- U.S. Bank, National Association — Cincinnati, OH
- Ultima Bank Minnesota — Winger, MN
- United Midwest Savings Bank National Association — DE GRAFF, OH
- United Minnesota Bank — NEW LONDON, MN
- US Metro Bank — GARDEN GROVE, CA
- UWM (United Wholesale Mortgage) — Pontiac, MI
- Vaster — Miami, FL
- Velocity Mortgage Capital — Westlake Village, CA
- Verus Mortgage Capital — Washington, DC
- Village Bank — SAINT FRANCIS, MN
- Visio Lending — Austin, TX
- Walker & Dunlop — Bethesda, MD
- WBD, Inc. — Madison, WI
- Wells Fargo — San Francisco, CA
- Wells Fargo Bank National Association — Sioux Falls, SD
Commercial Lending in Minnesota
Minnesota is home to 16 Fortune 500 companies, giving the Twin Cities metro a diversified corporate base. The state's strong healthcare, financial services, and retail sectors provide stable demand across multiple CRE asset classes.
Minnesota's non-judicial foreclosure process includes a 6-month redemption period for commercial properties (12 months for agricultural land), which extends the timeline for lenders to realize recoveries on distressed assets. The state's Fiscal Disparities program in the Twin Cities metro shares 40% of commercial-industrial tax base growth across the region, which reduces tax rate volatility for CRE investors. Minnesota's Green Acres and similar programs primarily benefit agricultural land, but the boundary between agricultural and commercial use in suburban fringe areas creates opportunities for transitional CRE development.
Key Industries
Foreclosure Type
Non-judicial
Foreclosures proceed outside the court system, typically faster (2-6 months).
Need a Lender in Minnesota?
Get matched with lenders serving MN. Free and fast.
Get Matched — Free →