Commercial Lenders in Indiana
Browse 167 lenders serving Indiana across DSCR, SBA, bridge, construction, hard money, and more.
Indiana Lenders by Loan Type
DSCR Loans
7.0% - 9.5% · 20-25% downSBA 7(a) Loans
Prime + 1.5% to 3.75% · 10-20% downSBA 504 Loans
Below market (CDC portion ~5-6%) · 10% downBridge Loans
8% - 12% · 20-30% downConstruction Loans
7% - 10% · 20-35% downCommercial Mortgage
6% - 8% · 20-30% downHard Money Loans
9% - 12%+ · 10-25%+ cash in downCMBS Loans
5.5% - 8% · 25-35% downMezzanine Loans
6.75% - 11.97% · Often 10-25% sponsor equity downUSDA Business Loans
Fixed or variable, negotiated with lender · 10% existing business, 20% new business downNon-QM Loans
6.5% - 10% · 10-25% downAll Indiana Lenders
167 commercial lenders serving Indiana.
First Internet Bank of Indiana
SBAFISHERS, IN
Nation's first state-chartered, FDIC-insured internet bank and a top SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, franchise financing, and healthcare practice loans nationwide.
Old National Bank
SBAEVANSVILLE, IN
Midwest-based regional bank and SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, commercial real estate financing, treasury management, and wealth management for small and mid-sized businesses.
Merchants Bank of Indiana
SBACARMEL, IN
Carmel, Indiana-based SBA Preferred Lender offering faster approvals and flexible SBA 7(a) financing. Provides commercial real estate loans, equipment financing, and business banking services.
Everwise Credit Union
SBASOUTH BEND, IN
South Bend, Indiana-based credit union offering SBA 7(a) loans, commercial real estate, and business banking with credit union rates. Serves members throughout Indiana.
Merchants Capital
Indianapolis, IN
Bank-backed commercial lender active in 47 states. Over $6.8B in financing. Specializes in multifamily, affordable housing, and healthcare.
Indiana Statewide Certified Development Corporation
SBAIndianapolis, IN
Premier Capital Corporation
SBAIndianapolis, IN
1st Source Bank
SBASOUTH BEND, IN
Community First Bank of Indiana
SBAKOKOMO, IN
First Merchants Bank
SBAIndianapolis, IN
Regional Development Company
SBAValparaiso, IN
Centier Bank
SBAWHITING, IN
Citizens State Bank of New Castle
SBANEW CASTLE, IN
Centra Credit Union
SBAColumbus, IN
Logansport Savings Bank
SBALOGANSPORT, IN
Flagship Enterprise Center, Inc. (dba Bankable)
SBAAnderson, IN
The Riddell National Bank
SBABRAZIL, IN
Horizon Bank
SBAMichigan City, IN
The Farmers Bank, Frankfort, Indiana
SBAFRANKFORT, IN
First Harrison Bank
SBACORYDON, IN
Heritage Federal Credit Union
SBANEWBURGH, IN
First Federal Savings Bank
SBAHuntington, IN
German American Bank
SBAJASPER, IN
Lake City Bank
SBAWARSAW, IN
Financial Center First CU
SBAINDIANAPOLIS, IN
STAR Financial Bank
SBAFORT WAYNE, IN
Purdue Federal Credit Union
SBAWEST LAFAYETTE, IN
Three Rivers Federal Credit Union
SBAFORT WAYNE, IN
The National Bank of Indianapolis
SBAINDIANAPOLIS, IN
Live Oak Banking Company
SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
Complete Indiana Lender Directory
All 167 commercial lenders serving Indiana, A–Z.
- A&D Mortgage — Fort Lauderdale, FL
- Acore Capital — New York, NY
- Acra Lending
- Aloha Capital
- Anchor Loans — Thousand Oaks, CA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Arbor Realty Trust — Uniondale, NY
- Arc Home
- Athas Capital Group
- Banc of California — Los Angeles, CA
- Bank of America — Charlotte, NC
- Bank of America, National Association — Charlotte, NC
- Barclays — New York, NY
- Berkadia — Ambler, PA
- BMO Bank National Association — Chicago, IL
- Broadmark Realty Capital — Seattle, WA
- Byline Bank — CHICAGO, IL
- Cadence Bank — TUPELO, MS
- Carrington Mortgage Services — Anaheim, CA
- CBRE Capital Markets — Dallas, TX
- Celtic Bank Corporation — SALT LAKE CITY, UT
- CenTrust Bank, A Division of SmartBiz Bank National Associat — Northbrook, IL
- Change Lending
- CIBC Bank USA — CHICAGO, IL
- Citigroup — New York, NY
- Civic Financial Services — Redondo Beach, CA
- Civista Bank — SANDUSKY, OH
- Climate First Bank — St. Petersburg, FL
- Colony Bank — FITZGERALD, GA
- Commonwealth Business Bank — LOS ANGELES, CA
- Community Choice CU — FARMINGTON HILLS, MI
- Community National Bank & Trust — Chanute, KS
- Constitution Lending
- Consumers Credit Union — Kalamazoo, MI
- CoreVest Finance — Irvine, CA
- CrossCountry Mortgage — Cleveland, OH
- Cushman & Wakefield — Chicago, IL
- Deephaven Mortgage — Charlotte, NC
- Defy Mortgage
- Deutsche Bank — New York, NY
- Easy Street Capital — Austin, TX
- Enterprise Bank & Trust — CLAYTON, MO
- Field & Main Bank — HENDERSON, KY
- Fifth Third Bank — CINCINNATI, OH
- Finance of America — Plano, TX
- First Bank of the Lake — Osage Beach, MO
- First Financial Bank — Cincinnati, OH
- First National Bank of America — East Lansing, MI
- Flagstar Bank — Hicksville, NY
- FWBank — Chicago, IL
- GBank — LAS VEGAS, NV
- Goldman Sachs — New York, NY
- GreenWay Bank — VAN WERT, OH
- Greystone — New York, NY
- Griffin Funding
- Groundfloor — Atlanta, GA
- Harvest Small Business Finance, LLC — Laguna Hills, CA
- HomeTrust Bank — ASHEVILLE, NC
- HomeXpress Mortgage
- iBorrow
- Janover — Boca Raton, FL
- JLL Capital Markets — Chicago, IL
- JMAC Lending
- JPMorgan Chase — New York, NY
- JPMorgan Chase Bank, National Association — Columbus, OH
- KeyBank National Association — CLEVELAND, OH
- KeyBank Real Estate Capital — Cleveland, OH
- Kiavi — San Francisco, CA
- Kind Lending — Santa Ana, CA
- Lending One — Boca Raton, FL
- Lendistry SBLC, LLC — Los Angeles, CA
- Lima One Capital — Greenville, SC
- LoanCore Capital — Hartford, CT
- Lument — New York, NY
- Luxury Mortgage Corp — Stamford, CT
- Magnifi Financial CU — MELROSE, MN
- Mesa West Capital — Los Angeles, CA
- Millennium Bank — OOLTEWAH, TN
- Morgan Stanley — New York, NY
- MortgageRight — Austin, TX
- New American Funding — Tustin, CA
- New Silver Lending
- Newfi Wholesale — Emeryville, CA
- Newmark — New York, NY
- Newtek Bank, National Association — Miami, FL
- North American Savings Bank — Kansas City, MO
- Northeast Bank — MINNEAPOLIS, MN
- Northmarq — Minneapolis, MN
- Northwest Bank — SPENCER, IA
- Oaktree Funding
- Oconee State Bank — WATKINSVILLE, GA
- Old Plank Trail Community Bank National Association — Mokena, IL
- Park Place Finance
- Peoples Bank — BELLINGHAM, WA
- Planet Home Lending — Meriden, CT
- PNC Bank, National Association — WILMINGTON, DE
- PNC Real Estate — Pittsburgh, PA
- Port 51 Lending LLC — New York, NY
- Quontic Bank — New York, NY
- RCN Capital — South Windsor, CT
- Ready Capital — New York, NY
- Readycap Lending, LLC — BERKELEY HEIGHTS, NJ
- Regions Bank — BIRMINGHAM, AL
- Republic Bank & Trust Company — LOUISVILLE, KY
- Residential Capital Partners
- Residential Mortgage Solutions
- Roc Capital — New York, NY
- Rocket Mortgage — Detroit, MI
- Sabal Capital Partners — Pasadena, CA
- Shoreham Bank — Warwick, RI
- Small Business Growth Corporation — Springfield, IL
- SomerCor 504, Inc. — Chicago, IL
- Sprout Mortgage — New York, NY
- Stbridge Capital — Los Angeles, CA
- TD Bank — Cherry Hill, NJ
- Temple View Capital
- The Huntington National Bank — COLUMBUS, OH
- The State Bank and Trust Company — DEFIANCE, OH
- Tidal Loans — Houston, TX
- TowneBank — PORTSMOUTH, VA
- Triad Financial Services — Jacksonville, FL
- Truss Financial Group
- U.S. Bank, National Association — Cincinnati, OH
- UMB Bank, National Association — KANSAS CITY, MO
- United Community Bank — Greenville, SC
- United Midwest Savings Bank National Association — DE GRAFF, OH
- US Bank — Minneapolis, MN
- UWM (United Wholesale Mortgage) — Pontiac, MI
- Vaster — Miami, FL
- Velocity Mortgage Capital — Westlake Village, CA
- Verus Mortgage Capital — Washington, DC
- Visio Lending — Austin, TX
- Walker & Dunlop — Bethesda, MD
- Wells Fargo — San Francisco, CA
- Wells Fargo Bank National Association — Sioux Falls, SD
- Zions Bank, A Division of — SALT LAKE CITY, UT
Commercial Lending in Indiana
Indiana's central geographic location and extensive interstate highway system make it a premier logistics and distribution hub. Indianapolis has cultivated a growing life sciences and technology sector alongside its traditional manufacturing base.
Indiana caps its commercial property tax rate at 3% of assessed value through a constitutional amendment, providing investors with a predictable ceiling on tax liability. The state's economic development toolkit includes Tax Increment Financing, Enterprise Zones, and Certified Technology Parks that can substantially reduce CRE project costs. Indianapolis's industrial market has seen strong absorption driven by e-commerce fulfillment demand, and the city's relative affordability compared to peer Midwest markets continues to attract spec development.
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