Commercial Lenders in Ohio
Browse 174 lenders serving Ohio across DSCR, SBA, bridge, construction, hard money, and more.
Ohio Lenders by Loan Type
DSCR Loans
7.0% - 9.5% · 20-25% downSBA 7(a) Loans
Prime + 1.5% to 3.75% · 10-20% downSBA 504 Loans
Below market (CDC portion ~5-6%) · 10% downBridge Loans
8% - 12% · 20-30% downConstruction Loans
7% - 10% · 20-35% downCommercial Mortgage
6% - 8% · 20-30% downHard Money Loans
9% - 12%+ · 10-25%+ cash in downCMBS Loans
5.5% - 8% · 25-35% downMezzanine Loans
6.75% - 11.97% · Often 10-25% sponsor equity downUSDA Business Loans
Fixed or variable, negotiated with lender · 10% existing business, 20% new business downNon-QM Loans
6.5% - 10% · 10-25% downAll Ohio Lenders
174 commercial lenders serving Ohio.
The Huntington National Bank
SBACOLUMBUS, OH
Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.
U.S. Bank, National Association
SBACincinnati, OH
Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.
United Midwest Savings Bank National Association
SBADE GRAFF, OH
Community bank and SBA preferred lender based in Ohio. Specializes in SBA 7(a) loans for small businesses, including business acquisitions, commercial real estate, and working capital financing.
Fifth Third Bank
SBACINCINNATI, OH
Major regional bank and SBA preferred lender with operations across the Midwest and Southeast. Offers SBA 7(a) and 504 loans, conventional commercial lending, equipment financing, and commercial real estate loans.
JPMorgan Chase Bank, National Association
SBAColumbus, OH
The largest bank in the U.S. and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, and comprehensive financial services for businesses of all sizes.
KeyBank National Association
SBACLEVELAND, OH
Major regional bank and SBA preferred lender with nationwide commercial banking operations. Offers SBA 7(a) and 504 loans, conventional business lending, commercial real estate, equipment finance, and capital markets services.
CrossCountry Mortgage
Cleveland, OH
Large national lender offering DSCR, bank statement, and non-QM mortgage products alongside conventional and government loans.
KeyBank Real Estate Capital
Cleveland, OH
Major bank CRE lender. Balance sheet, agency, and CMBS lending for multifamily, office, retail, and industrial properties.
The Park National Bank
SBANEWARK, OH
Alloy Development Co., Inc.
SBACincinnati, OH
Community Capital Development Corporation
SBADublin, OH
CFBank National Association
SBAColumbus, OH
Cascade Capital Corporation
SBAAkron, OH
First Financial Bank
SBACincinnati, OH
The Croghan Colonial Bank
SBAFREMONT, OH
RiverHills Bank
SBAMILFORD, OH
Ohio Statewide Development Corporation
SBAColumbus, OH
Telhio Credit Union Inc
SBACOLUMBUS, OH
The State Bank and Trust Company
SBADEFIANCE, OH
The Middlefield Banking Company
SBAMIDDLEFIELD, OH
The First National Bank Bellevue
SBABELLEVUE, OH
The Union Bank Company
SBACOLUMBUS GROVE, OH
The Farmers and Merchants State Bank
SBAARCHBOLD, OH
Growth Capital Corp.
SBACleveland, OH
Buckeye State Bank
SBAPowell, OH
North Valley Bank
SBAZANESVILLE, OH
First Federal Savings and Loan Association of Lakewood
SBALAKEWOOD, OH
Consumers National Bank
SBAMINERVA, OH
Riverside Bank of Dublin
SBADUBLIN, OH
The Community Bank
SBAZANESVILLE, OH
Complete Ohio Lender Directory
All 174 commercial lenders serving Ohio, A–Z.
- A&D Mortgage — Fort Lauderdale, FL
- Acore Capital — New York, NY
- Acra Lending
- Aloha Capital
- American Bank — COVINGTON, LA
- American Momentum Bank — COLLEGE STATION, TX
- American National Bank — Omaha, NE
- Anchor Loans — Thousand Oaks, CA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Arbor Realty Trust — Uniondale, NY
- Arc Home
- Athas Capital Group
- Bank of America — Charlotte, NC
- Bank of Hope — LOS ANGELES, CA
- Barclays — New York, NY
- Berkadia — Ambler, PA
- Broadmark Realty Capital — Seattle, WA
- Byline Bank — CHICAGO, IL
- Cadence Bank — TUPELO, MS
- Carrington Mortgage Services — Anaheim, CA
- CBRE Capital Markets — Dallas, TX
- Celtic Bank Corporation — SALT LAKE CITY, UT
- CenTrust Bank, A Division of SmartBiz Bank National Associat — Northbrook, IL
- Change Lending
- Citigroup — New York, NY
- Citizens Bank — ELIZABETHTON, TN
- City National Bank of Florida — MIAMI, FL
- Civic Financial Services — Redondo Beach, CA
- Climate First Bank — St. Petersburg, FL
- Community Bank & Trust-West Georgia — LAGRANGE, GA
- Community Choice CU — FARMINGTON HILLS, MI
- ConnectOne Bank — ENGLEWOOD CLIFFS, NJ
- Constitution Lending
- CoreVest Finance — Irvine, CA
- Cushman & Wakefield — Chicago, IL
- Deephaven Mortgage — Charlotte, NC
- Defy Mortgage
- Deutsche Bank — New York, NY
- Directions CU — TOLEDO, OH
- Easy Street Capital — Austin, TX
- Eclipse Bank Inc — Louisville, KY
- Enterprise Bank & Trust — CLAYTON, MO
- Evolve Bank and Trust — WEST MEMPHIS, AR
- FCN Bank, National Association — BROOKVILLE, IN
- Finance of America — Plano, TX
- First Bank of the Lake — Osage Beach, MO
- First Commonwealth Bank — Indiana, PA
- First Federal Community Bank National Association — Dover, OH
- First Internet Bank of Indiana — FISHERS, IN
- First National Bank of America — East Lansing, MI
- First National Bank of Pennsylvania — GREENVILLE, PA
- First Savings Bank — Beresford, SD
- Flagstar Bank — Hicksville, NY
- GBank — LAS VEGAS, NV
- Goldman Sachs — New York, NY
- Greystone — New York, NY
- Griffin Funding
- Groundfloor — Atlanta, GA
- Harvest Small Business Finance, LLC — Laguna Hills, CA
- Heritage Bank Inc — Burlington, KY
- HomeTrust Bank — ASHEVILLE, NC
- HomeXpress Mortgage
- iBorrow
- Janover — Boca Raton, FL
- JLL Capital Markets — Chicago, IL
- JMAC Lending
- JPMorgan Chase — New York, NY
- Kiavi — San Francisco, CA
- Kind Lending — Santa Ana, CA
- Lending One — Boca Raton, FL
- Lendistry SBLC, LLC — Los Angeles, CA
- Lima One Capital — Greenville, SC
- Live Oak Banking Company — WILMINGTON, NC
- LoanCore Capital — Hartford, CT
- Lument — New York, NY
- Luxury Mortgage Corp — Stamford, CT
- Merchants Capital — Indianapolis, IN
- Mesa West Capital — Los Angeles, CA
- Michigan Certified Development Corporation — East Lansing, MI
- Milestone Bank — Salt Lake City, UT
- Morgan Stanley — New York, NY
- MortgageRight — Austin, TX
- New American Funding — Tustin, CA
- New Carlisle Federal Savings Bank — NEW CARLISLE, OH
- New Silver Lending
- Newfi Wholesale — Emeryville, CA
- Newmark — New York, NY
- Newtek Bank, National Association — Miami, FL
- North American Savings Bank — Kansas City, MO
- Northeast Bank — MINNEAPOLIS, MN
- Northmarq — Minneapolis, MN
- Northwest Bank — SPENCER, IA
- Oaktree Funding
- Old National Bank — EVANSVILLE, IN
- Opportunity Bank of Montana — HELENA, MT
- Park Place Finance
- Pathward National Association — SIOUX FALLS, SD
- Peoples Bank — BELLINGHAM, WA
- Planet Home Lending — Meriden, CT
- PNC Bank, National Association — WILMINGTON, DE
- PNC Real Estate — Pittsburgh, PA
- Port 51 Lending LLC — New York, NY
- Portage Community Bank — RAVENNA, OH
- Primis Bank — TAPPAHANNOCK, VA
- PromiseOne Bank — DULUTH, GA
- Quontic Bank — New York, NY
- RCN Capital — South Windsor, CT
- Ready Capital — New York, NY
- Readycap Lending, LLC — BERKELEY HEIGHTS, NJ
- Residential Capital Partners
- Residential Mortgage Solutions
- Roc Capital — New York, NY
- Rocket Mortgage — Detroit, MI
- Sabal Capital Partners — Pasadena, CA
- Shoreham Bank — Warwick, RI
- Southwestern National Bank — HOUSTON, TX
- Sprout Mortgage — New York, NY
- Stbridge Capital — Los Angeles, CA
- Stearns Bank National Association — SAINT CLOUD, MN
- Stock Yards Bank & Trust Company — LOUISVILLE, KY
- Stone Bank — MOUNTAIN VIEW, AR
- T Bank, National Association — DALLAS, TX
- TD Bank — Cherry Hill, NJ
- Temple View Capital
- Tidal Loans — Houston, TX
- Triad Financial Services — Jacksonville, FL
- Truss Financial Group
- United FCU — SAINT JOSEPH, MI
- US Bank — Minneapolis, MN
- US Metro Bank — GARDEN GROVE, CA
- UWM (United Wholesale Mortgage) — Pontiac, MI
- Valley Economic Development Partners, Inc. — Youngstown, OH
- Vaster — Miami, FL
- Velocity Mortgage Capital — Westlake Village, CA
- VelocitySBA, LLC — Irving, TX
- Verus Mortgage Capital — Washington, DC
- Visio Lending — Austin, TX
- Walker & Dunlop — Bethesda, MD
- WBD, Inc. — Madison, WI
- Wells Fargo — San Francisco, CA
- Wells Fargo Bank National Association — Sioux Falls, SD
- WesBanco Bank, Inc. — WHEELING, WV
- Wilmington Savings Fund Society FSB — WILMINGTON, DE
Commercial Lending in Ohio
Ohio's major metros of Columbus, Cleveland, and Cincinnati each have distinct economic specializations, with Columbus demonstrating particularly strong growth in technology, insurance, and logistics. The state is a significant manufacturing and healthcare services hub.
Ohio's Community Reinvestment Area (CRA) program is one of the state's most powerful CRE incentives, providing 100% property tax abatement on improvements for up to 15 years for qualifying commercial projects. The state's Tax Increment Financing program and Job Creation Tax Credit further enhance CRE development economics. Columbus has emerged as one of the top-performing Midwest CRE markets, with Intel's $20 billion chip fabrication facility in Licking County catalyzing a wave of supplier and support service commercial development in central Ohio.
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