Commercial Lenders in Colorado
Browse 175 lenders serving Colorado across DSCR, SBA, bridge, construction, hard money, and more.
Colorado Lenders by Loan Type
DSCR Loans
7.0% - 9.5% · 20-25% downSBA 7(a) Loans
Prime + 1.5% to 3.75% · 10-20% downSBA 504 Loans
Below market (CDC portion ~5-6%) · 10% downBridge Loans
8% - 12% · 20-30% downConstruction Loans
7% - 10% · 20-35% downCommercial Mortgage
6% - 8% · 20-30% downHard Money Loans
9% - 12%+ · 10-25%+ cash in downCMBS Loans
5.5% - 8% · 25-35% downMezzanine Loans
6.75% - 11.97% · Often 10-25% sponsor equity downUSDA Business Loans
Fixed or variable, negotiated with lender · 10% existing business, 20% new business downNon-QM Loans
6.5% - 10% · 10-25% downAll Colorado Lenders
175 commercial lenders serving Colorado.
B:Side Capital
SBADenver, CO
Denver-based Certified Development Company providing SBA 504 and 7(a) financing since 1990. Specializes in helping small businesses acquire commercial real estate and heavy equipment with low down payments.
First Western Trust
Denver, CO
Boutique trust bank offering DSCR investment property loans as part of its wealth management and private banking platform. Focuses on western US markets.
Fortis Bank
SBADenver, CO
Pikes Peak Regional Development Corporation
SBAColorado Springs, CO
Integrity Bank & Trust
SBAMONUMENT, CO
Colorado Enterprise Fund
SBADenver, CO
Timberline Bank
SBAGRAND JUNCTION, CO
FMS Bank
SBAFORT MORGAN, CO
Community Economic Development Company of Colorado
SBADenver, CO
Redstone Bank
SBACENTENNIAL, CO
Live Oak Banking Company
SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
The Huntington National Bank
SBACOLUMBUS, OH
Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.
Newtek Bank, National Association
SBAMiami, FL
Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.
U.S. Bank, National Association
SBACincinnati, OH
Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.
Celtic Bank Corporation
SBASALT LAKE CITY, UT
Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.
US Metro Bank
SBAGARDEN GROVE, CA
Community bank serving Southern California's diverse business community. A top SBA 7(a) lender specializing in commercial real estate and business acquisition loans, with particular strength in the Korean-American business community.
Readycap Lending, LLC
SBABERKELEY HEIGHTS, NJ
Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.
Bank of Hope
SBALOS ANGELES, CA
One of the largest Korean-American banks in the U.S. and a top SBA 7(a) lender. Offers commercial real estate loans, SBA lending, trade finance, and full-service commercial banking with branches across major metro areas.
GBank
SBALAS VEGAS, NV
Fast-growing community bank based in Las Vegas and a top SBA preferred lender. Specializes in SBA 7(a) loans for hospitality, gas stations, convenience stores, and commercial real estate acquisition.
Wells Fargo Bank National Association
SBASioux Falls, SD
One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.
First Internet Bank of Indiana
SBAFISHERS, IN
Nation's first state-chartered, FDIC-insured internet bank and a top SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, franchise financing, and healthcare practice loans nationwide.
First Bank of the Lake
SBAOsage Beach, MO
Community bank based at the Lake of the Ozarks and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions, commercial real estate, and partner buyouts. Known for lending to franchises and hospitality businesses.
United Midwest Savings Bank National Association
SBADE GRAFF, OH
Community bank and SBA preferred lender based in Ohio. Specializes in SBA 7(a) loans for small businesses, including business acquisitions, commercial real estate, and working capital financing.
Byline Bank
SBACHICAGO, IL
Chicago-based bank and one of the top SBA 7(a) lenders in the Midwest. Provides SBA loans, commercial real estate financing, equipment loans, and government-guaranteed lending for small and mid-sized businesses.
Pathward National Association
SBASIOUX FALLS, SD
Technology-forward financial institution and SBA preferred lender. Specializes in SBA 7(a) loans, warehouse lending, and commercial finance solutions. Known for serving underbanked markets and fintech partnerships.
Enterprise Bank & Trust
SBACLAYTON, MO
Midwest-based bank and top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate financing, and specialty lending for industries like healthcare and professional services.
Bank of America, National Association
SBACharlotte, NC
One of the largest banks in the world and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, equipment financing, and comprehensive treasury management.
Cadence Bank
SBATUPELO, MS
Regional bank serving the Southeast and Texas, and an active SBA preferred lender. Offers SBA 7(a) and 504 loans, commercial real estate lending, equipment financing, and full-service business banking.
JPMorgan Chase Bank, National Association
SBAColumbus, OH
The largest bank in the U.S. and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, and comprehensive financial services for businesses of all sizes.
Citizens Bank
SBAELIZABETHTON, TN
Regional bank based in Tennessee and an SBA preferred lender. Provides SBA 7(a) loans, conventional commercial lending, and business banking services to small and medium-sized businesses in the Southeast.
Complete Colorado Lender Directory
All 175 commercial lenders serving Colorado, A–Z.
- 1st Financial Bank USA — DAKOTA DUNES, SD
- A&D Mortgage — Fort Lauderdale, FL
- Academy Bank National Association — KANSAS CITY, MO
- Accion Opportunity Fund Community Development — San Jose, CA
- Acore Capital — New York, NY
- Acra Lending
- Adams Bank & Trust — OGALLALA, NE
- Aloha Capital
- American Bank of Commerce — Wolfforth, TX
- Anchor Loans — Thousand Oaks, CA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Arbor Bank — NEBRASKA CITY, NE
- Arbor Realty Trust — Uniondale, NY
- Arc Home
- Athas Capital Group
- Banc of California — Los Angeles, CA
- Bank of America — Charlotte, NC
- Barclays — New York, NY
- Bell Bank — Fargo, ND
- Berkadia — Ambler, PA
- BMO Bank National Association — Chicago, IL
- Broadmark Realty Capital — Seattle, WA
- Busey Bank — CHAMPAIGN, IL
- Capital Community Bank — PROVO, UT
- Carrington Mortgage Services — Anaheim, CA
- CBRE Capital Markets — Dallas, TX
- CDC Small Business Finance Corp. — San Diego, CA
- CenTrust Bank, A Division of SmartBiz Bank National Associat — Northbrook, IL
- Change Lending
- Citigroup — New York, NY
- Civic Financial Services — Redondo Beach, CA
- Climate First Bank — St. Petersburg, FL
- Colony Bank — FITZGERALD, GA
- Columbia Bank — Fair Lawn, NJ
- Comerica Bank — DALLAS, TX
- Community Bank & Trust-West Georgia — LAGRANGE, GA
- Constitution Lending
- CoreVest Finance — Irvine, CA
- Craft Bank — ATLANTA, GA
- CrossCountry Mortgage — Cleveland, OH
- Cushman & Wakefield — Chicago, IL
- Deephaven Mortgage — Charlotte, NC
- Defy Mortgage
- Deutsche Bank — New York, NY
- DreamSpring — Albuquerque, NM
- Easy Street Capital — Austin, TX
- Encore Bank — LITTLE ROCK, AR
- Finance of America — Plano, TX
- First Bank of Central Ohio — WORTHINGTON, OH
- First National Bank of America — East Lansing, MI
- First Oklahoma Bank — JENKS, OK
- First Savings Bank — Beresford, SD
- First-Citizens Bank & Trust Company — RALEIGH, NC
- Flagstar Bank — Hicksville, NY
- FNB Bank — GOODLAND, KS
- FWBank — Chicago, IL
- Glacier Bank — KALISPELL, MT
- Goldman Sachs — New York, NY
- Grasshopper Bank National Association — New York, NY
- Greystone — New York, NY
- Griffin Funding
- Groundfloor — Atlanta, GA
- Gulf Coast Bank and Trust Company — NEW ORLEANS, LA
- Hanmi Bank — LOS ANGELES, CA
- Hanover Community Bank — Mineola, NY
- Heritage Bank Inc — Burlington, KY
- HomeXpress Mortgage
- iBorrow
- InBank — Raton, NM
- Janover — Boca Raton, FL
- JLL Capital Markets — Chicago, IL
- JMAC Lending
- JPMorgan Chase — New York, NY
- KeyBank National Association — CLEVELAND, OH
- KeyBank Real Estate Capital — Cleveland, OH
- Kiavi — San Francisco, CA
- Kind Lending — Santa Ana, CA
- Lending One — Boca Raton, FL
- Lendistry SBLC, LLC — Los Angeles, CA
- Lima One Capital — Greenville, SC
- LoanCore Capital — Hartford, CT
- Lument — New York, NY
- Luxury Mortgage Corp — Stamford, CT
- Magnifi Financial CU — MELROSE, MN
- Merchants Bank of Indiana — CARMEL, IN
- Merchants Capital — Indianapolis, IN
- Mesa West Capital — Los Angeles, CA
- Midwest Regional Bank — FESTUS, MO
- MidWestOne Bank — IOWA CITY, IA
- Mission Valley Bank — SUN VALLEY, CA
- Morgan Stanley — New York, NY
- MortgageRight — Austin, TX
- Mountain West Small Business Finance — Salt Lake City, UT
- New American Funding — Tustin, CA
- New Silver Lending
- NewBank — Flushing, NY
- Newfi Wholesale — Emeryville, CA
- Newmark — New York, NY
- North American Savings Bank — Kansas City, MO
- Northeast Bank — MINNEAPOLIS, MN
- Northmarq — Minneapolis, MN
- Northwest Bank — SPENCER, IA
- OakStar Bank — SPRINGFIELD, MO
- Oaktree Funding
- Park Place Finance
- Planet Home Lending — Meriden, CT
- PNC Bank, National Association — WILMINGTON, DE
- PNC Real Estate — Pittsburgh, PA
- Quontic Bank — New York, NY
- RCN Capital — South Windsor, CT
- Ready Capital — New York, NY
- Residential Capital Partners
- Residential Mortgage Solutions
- Roc Capital — New York, NY
- Rocket Mortgage — Detroit, MI
- Sabal Capital Partners — Pasadena, CA
- Seacoast National Bank — STUART, FL
- SouthState Bank, National Association — WINTER HAVEN, FL
- Sprout Mortgage — New York, NY
- Stbridge Capital — Los Angeles, CA
- Stone Bank — MOUNTAIN VIEW, AR
- Sullivan Bank — SULLIVAN, MO
- Sunflower Bank National Association — Dallas, TX
- T Bank, National Association — DALLAS, TX
- TD Bank — Cherry Hill, NJ
- Temple View Capital
- The Bancorp Bank National Association — Sioux Falls, SD
- Tidal Loans — Houston, TX
- Triad Financial Services — Jacksonville, FL
- Truss Financial Group
- UMB Bank, National Association — KANSAS CITY, MO
- US Bank — Minneapolis, MN
- UWM (United Wholesale Mortgage) — Pontiac, MI
- Vaster — Miami, FL
- Velocity Mortgage Capital — Westlake Village, CA
- VelocitySBA, LLC — Irving, TX
- Verus Mortgage Capital — Washington, DC
- Visio Lending — Austin, TX
- Walker & Dunlop — Bethesda, MD
- Wells Fargo — San Francisco, CA
- Wilmington Savings Fund Society FSB — WILMINGTON, DE
- Wintrust Bank National Association — CHICAGO, IL
- Woori America Bank — New York, NY
- Zions Bank, A Division of — SALT LAKE CITY, UT
Commercial Lending in Colorado
Colorado's educated workforce and quality of life have attracted a diverse economic base, with Denver emerging as a major tech and financial services hub. The state's population growth has been among the strongest in the Mountain West region.
Colorado assesses commercial property at 29% of actual value compared to about 7% for residential, creating a notable tax differential that affects CRE investment returns. The state's legal cannabis industry has generated unique demand for industrial and retail properties, though federal illegality complicates financing as many traditional lenders avoid cannabis-related real estate. Denver's Urban Renewal Authority and numerous Tax Increment Financing districts offer CRE developers significant incentives in designated redevelopment areas.
Key Industries
Foreclosure Type
Non-judicial
Foreclosures proceed outside the court system, typically faster (2-6 months).