Commercial Lenders in Massachusetts
Browse 157 lenders serving Massachusetts across DSCR, SBA, bridge, construction, hard money, and more.
Massachusetts Lenders by Loan Type
DSCR Loans
7.0% - 9.5% · 20-25% downSBA 7(a) Loans
Prime + 1.5% to 3.75% · 10-20% downSBA 504 Loans
Below market (CDC portion ~5-6%) · 10% downBridge Loans
8% - 12% · 20-30% downConstruction Loans
7% - 10% · 20-35% downCommercial Mortgage
6% - 8% · 20-30% downHard Money Loans
9% - 12%+ · 10-25%+ cash in downCMBS Loans
5.5% - 8% · 25-35% downMezzanine Loans
6.75% - 11.97% · Often 10-25% sponsor equity downUSDA Business Loans
Fixed or variable, negotiated with lender · 10% existing business, 20% new business downNon-QM Loans
6.5% - 10% · 10-25% downAll Massachusetts Lenders
157 commercial lenders serving Massachusetts.
Brookline Bank, a Division of Beacon Bank and Trust
SBABrookline, MA
Community bank in the Boston metro area and SBA preferred lender. Offers SBA 7(a) loans for business expansion, equipment, and commercial real estate, along with conventional commercial lending and treasury services.
New England Certified Development Corporation
SBAWakefield, MA
Wakefield, Massachusetts-based Certified Development Company providing SBA 504 loans throughout New England. Helps small businesses access affordable financing for commercial real estate and major equipment purchases.
Bay Colony Development Corporation
SBAWaltham, MA
Rockland Trust Company
SBAROCKLAND, MA
Eastern Bank
SBABoston, MA
Leader Bank, National Association
SBAARLINGTON, MA
East Cambridge Savings Bank
SBACAMBRIDGE, MA
Worcester Business Development Corporation
SBAWorcester, MA
Salem Five Cents Savings Bank
SBASALEM, MA
Florence Bank
SBAFLORENCE, MA
bankESB
SBAEASTHAMPTON, MA
Bristol County Savings Bank
SBATAUNTON, MA
Northern Bank and Trust Company
SBAWOBURN, MA
BayCoast Bank
SBASWANSEA, MA
South Shore Bank
SBAWEYMOUTH, MA
Needham Bank
SBANEEDHAM, MA
The Pittsfield Co-operative Bank
SBAPITTSFIELD, MA
Middlesex Savings Bank
SBANATICK, MA
Common Capital Inc.
SBASpringfield, MA
New Valley Bank & Trust
SBASpringfield, MA
South Eastern Economic Development Corporation
SBATaunton, MA
UniBank for Savings
SBAWHITINSVILLE, MA
Hanscom FCU
SBAHANSCOM AIR FORCE BASE, MA
Cornerstone Bank
SBAWORCESTER, MA
The Cape Cod Five Cents Savings Bank
SBAHYANNIS, MA
Live Oak Banking Company
SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
The Huntington National Bank
SBACOLUMBUS, OH
Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.
Newtek Bank, National Association
SBAMiami, FL
Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.
Celtic Bank Corporation
SBASALT LAKE CITY, UT
Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.
Harvest Small Business Finance, LLC
SBALaguna Hills, CA
Non-bank SBA preferred lender specializing in SBA 7(a) loans for commercial real estate acquisition and refinancing. Focuses on owner-occupied commercial properties with loans up to $5 million.
Complete Massachusetts Lender Directory
All 157 commercial lenders serving Massachusetts, A–Z.
- A&D Mortgage — Fort Lauderdale, FL
- Accion Opportunity Fund Community Development — San Jose, CA
- Acore Capital — New York, NY
- Acra Lending
- Aloha Capital
- Anchor Loans — Thousand Oaks, CA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Arbor Realty Trust — Uniondale, NY
- Arc Home
- Athas Capital Group
- Bank Five Nine — OCONOMOWOC, WI
- Bank of America — Charlotte, NC
- Bank of America, National Association — Charlotte, NC
- Bankwell Bank — New Canaan, CT
- Barclays — New York, NY
- Berkadia — Ambler, PA
- Broadmark Realty Capital — Seattle, WA
- Byline Bank — CHICAGO, IL
- Cadence Bank — TUPELO, MS
- Carrington Mortgage Services — Anaheim, CA
- CBRE Capital Markets — Dallas, TX
- CenTrust Bank, A Division of SmartBiz Bank National Associat — Northbrook, IL
- Change Lending
- Citigroup — New York, NY
- Citizens Bank, National Association — PROVIDENCE, RI
- Civic Financial Services — Redondo Beach, CA
- Colony Bank — FITZGERALD, GA
- Commonwealth Business Bank — LOS ANGELES, CA
- Constitution Lending
- CoreVest Finance — Irvine, CA
- CrossCountry Mortgage — Cleveland, OH
- Cushman & Wakefield — Chicago, IL
- Deephaven Mortgage — Charlotte, NC
- Defy Mortgage
- Deutsche Bank — New York, NY
- East West Bank — PASADENA, CA
- Easy Street Capital — Austin, TX
- Enterprise Bank & Trust — CLAYTON, MO
- Finance of America — Plano, TX
- First Bank of the Lake — Osage Beach, MO
- First Commonwealth Bank — Indiana, PA
- First Internet Bank of Indiana — FISHERS, IN
- First National Bank of America — East Lansing, MI
- First Savings Bank — Beresford, SD
- First-Citizens Bank & Trust Company — RALEIGH, NC
- Flagstar Bank — Hicksville, NY
- Goldman Sachs — New York, NY
- Granite State Economic Development Corporation — Portsmouth, NH
- Grasshopper Bank National Association — New York, NY
- Greystone — New York, NY
- Griffin Funding
- Groundfloor — Atlanta, GA
- Hanmi Bank — LOS ANGELES, CA
- Heritage Bank Inc — Burlington, KY
- HomeXpress Mortgage
- iBorrow
- Janover — Boca Raton, FL
- JLL Capital Markets — Chicago, IL
- JMAC Lending
- JPMorgan Chase — New York, NY
- JPMorgan Chase Bank, National Association — Columbus, OH
- Kennebunk Savings Bank — KENNEBUNK, ME
- KeyBank National Association — CLEVELAND, OH
- KeyBank Real Estate Capital — Cleveland, OH
- Kiavi — San Francisco, CA
- Kind Lending — Santa Ana, CA
- Lending One — Boca Raton, FL
- Lendistry SBLC, LLC — Los Angeles, CA
- Lima One Capital — Greenville, SC
- LoanCore Capital — Hartford, CT
- Lument — New York, NY
- Luxury Mortgage Corp — Stamford, CT
- Magnifi Financial CU — MELROSE, MN
- Manufacturers and Traders Trust Company — BUFFALO, NY
- Merchants Capital — Indianapolis, IN
- Mesa West Capital — Los Angeles, CA
- Morgan Stanley — New York, NY
- MortgageRight — Austin, TX
- NBT Bank, National Association — NORWICH, NY
- New American Funding — Tustin, CA
- New Silver Lending
- Newfi Wholesale — Emeryville, CA
- Newmark — New York, NY
- North American Savings Bank — Kansas City, MO
- Northeast Bank — MINNEAPOLIS, MN
- Northmarq — Minneapolis, MN
- Northwest Bank — SPENCER, IA
- Oaktree Funding
- Open Bank — LOS ANGELES, CA
- Park Place Finance
- Planet Home Lending — Meriden, CT
- PNC Real Estate — Pittsburgh, PA
- Primary Bank — BEDFORD, NH
- Quontic Bank — New York, NY
- RCN Capital — South Windsor, CT
- Ready Capital — New York, NY
- Readycap Lending, LLC — BERKELEY HEIGHTS, NJ
- Residential Capital Partners
- Residential Mortgage Solutions
- Roc Capital — New York, NY
- Rocket Mortgage — Detroit, MI
- Sabal Capital Partners — Pasadena, CA
- Santander Bank, National Association — WILMINGTON, DE
- Sprout Mortgage — New York, NY
- Stbridge Capital — Los Angeles, CA
- Stone Bank — MOUNTAIN VIEW, AR
- TD Bank — Cherry Hill, NJ
- TD Bank, National Association — WILMINGTON, DE
- Temple View Capital
- Tidal Loans — Houston, TX
- TowneBank — PORTSMOUTH, VA
- Triad Financial Services — Jacksonville, FL
- Truliant FCU — Winston-Salem, NC
- Truss Financial Group
- United Midwest Savings Bank National Association — DE GRAFF, OH
- US Bank — Minneapolis, MN
- UWM (United Wholesale Mortgage) — Pontiac, MI
- Vaster — Miami, FL
- Velocity Mortgage Capital — Westlake Village, CA
- VelocitySBA, LLC — Irving, TX
- Verus Mortgage Capital — Washington, DC
- Visio Lending — Austin, TX
- Walker & Dunlop — Bethesda, MD
- Webster Bank National Association — WATERBURY, CT
- Wells Fargo — San Francisco, CA
- Wilmington Savings Fund Society FSB — WILMINGTON, DE
Commercial Lending in Massachusetts
Massachusetts is the nation's leading life sciences cluster, anchored by world-class research universities and a dense concentration of biotech and pharmaceutical companies in the Greater Boston area. The knowledge economy drives premium demand for lab and office space.
The Greater Boston lab and life sciences real estate market commands some of the highest rents in the country, with specialized GMP and BSL-rated space requiring significant tenant improvement investment. Massachusetts Chapter 40B affordable housing requirements can affect mixed-use CRE developments, and the state's strong tenant protection laws influence commercial lease negotiations. Boston's 121A program offers significant property tax abatements for qualifying commercial developments in designated areas, which has been instrumental in catalyzing major projects in the Seaport District and other emerging neighborhoods.
Key Industries
Foreclosure Type
Judicial
Foreclosures go through the court system, which can take 6-18+ months.
Need a Lender in Massachusetts?
Get matched with lenders serving MA. Free and fast.
Get Matched — Free →