Commercial Lenders in Georgia
Browse 197 lenders serving Georgia across DSCR, SBA, bridge, construction, hard money, and more.
Georgia Lenders by Loan Type
DSCR Loans
7.0% - 9.5% · 20-25% downSBA 7(a) Loans
Prime + 1.5% to 3.75% · 10-20% downSBA 504 Loans
Below market (CDC portion ~5-6%) · 10% downBridge Loans
8% - 12% · 20-30% downConstruction Loans
7% - 10% · 20-35% downCommercial Mortgage
6% - 8% · 20-30% downHard Money Loans
9% - 12%+ · 10-25%+ cash in downCMBS Loans
5.5% - 8% · 25-35% downMezzanine Loans
6.75% - 11.97% · Often 10-25% sponsor equity downUSDA Business Loans
Fixed or variable, negotiated with lender · 10% existing business, 20% new business downNon-QM Loans
6.5% - 10% · 10-25% downAll Georgia Lenders
197 commercial lenders serving Georgia.
Community Bank & Trust-West Georgia
SBALAGRANGE, GA
Community bank in West Georgia and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions and commercial real estate with a focus on hospitality and franchise businesses.
Metro City Bank
SBADORAVILLE, GA
Community bank headquartered in the Atlanta metro area, serving diverse business communities nationwide. A top SBA 7(a) lender specializing in commercial real estate, hospitality, and gas station financing.
Colony Bank
SBAFITZGERALD, GA
Georgia-based community bank offering SBA 7(a) loans, commercial real estate, and small business banking. Serves businesses throughout Georgia with relationship-focused lending.
Capital Partners Certified Development Company
SBAAtlanta, GA
Atlanta, Georgia-based Certified Development Company partnering with the SBA and lending institutions to provide 504 loans. Helps small businesses in Georgia purchase commercial real estate through the SBA 504 program.
Angel Oak Mortgage Solutions
Atlanta, GA
Major non-QM and DSCR lender. Investor cash flow loans up to $1.5M. 40-year terms with interest-only options. No limit on properties.
Groundfloor
Atlanta, GA
Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.
Angel Oak Mortgage Solutions
Atlanta, GA
Leading non-QM wholesale lender offering DSCR investor loans. Pioneer in the non-QM space with bank statement, asset qualifier, and investor cash flow programs.
Small Business Access Partners, Inc.
SBAGainesville, GA
PromiseOne Bank
SBADULUTH, GA
Ameris Bank
SBAATLANTA, GA
Embassy National Bank
SBALAWRENCEVILLE, GA
Primesouth Bank
SBABLACKSHEAR, GA
First Port City Bank
SBABAINBRIDGE, GA
Georgia Banking Company
SBAAtlanta, GA
Georgia Certified Development Corporation
SBAAtlanta, GA
First National Bank of Coffee County
SBADOUGLAS, GA
American Pride Bank
SBAMACON, GA
Loyal Trust Bank
SBAJohns Creek, GA
Craft Bank
SBAATLANTA, GA
Peach State Federal Credit Union
SBALawrenceville, GA
Legacy State Bank
SBALOGANVILLE, GA
Georgia's Own Credit Union
SBAAtlanta, GA
Pineland Bank
SBAALMA, GA
Citizens Trust Bank
SBAAtlanta, GA
Tandem Bank
SBATUCKER, GA
Touchmark National Bank
SBAALPHARETTA, GA
Platinum Federal Credit Union
SBALilburn, GA
Small Business Assistance Corporation
SBASavannah, GA
Coastal Area District Development Authority, Inc.
SBABrunswick, GA
United Bank
SBAZEBULON, GA
Complete Georgia Lender Directory
All 197 commercial lenders serving Georgia, A–Z.
- 22nd State Bank, A Division of 22nd State Banking Company — Mobile, AL
- A&D Mortgage — Fort Lauderdale, FL
- ACC Capital — Little Rock, AR
- Access to Capital for Entrepreneurs — Cleveland, GA
- Acore Capital — New York, NY
- Acra Lending
- Aloha Capital
- Anchor Loans — Thousand Oaks, CA
- Arbor Realty Trust — Uniondale, NY
- Arc Home
- Athas Capital Group
- Atlantic Union Bank — RICHMOND, VA
- Banesco USA — Miami, FL
- Bank Five Nine — OCONOMOWOC, WI
- Bank of America — Charlotte, NC
- Bank of America, National Association — Charlotte, NC
- Bank of Hope — LOS ANGELES, CA
- Bankwell Bank — New Canaan, CT
- Barclays — New York, NY
- BayFirst National Bank — Saint Petersburg, FL
- Berkadia — Ambler, PA
- Broadmark Realty Capital — Seattle, WA
- Brookline Bank, a Division of Beacon Bank and Trust — Brookline, MA
- Byline Bank — CHICAGO, IL
- Cadence Bank — TUPELO, MS
- Capital Bank, National Association — ROCKVILLE, MD
- Carrington Mortgage Services — Anaheim, CA
- CBRE Capital Markets — Dallas, TX
- CDC Small Business Finance Corp. — San Diego, CA
- Celtic Bank Corporation — SALT LAKE CITY, UT
- Centerstone SBA Lending, Inc. — LOS ANGELES, CA
- CenTrust Bank, A Division of SmartBiz Bank National Associat — Northbrook, IL
- Change Lending
- Citigroup — New York, NY
- Citizens Bank — ELIZABETHTON, TN
- City National Bank — LOS ANGELES, CA
- Civic Financial Services — Redondo Beach, CA
- Climate First Bank — St. Petersburg, FL
- Cogent Bank — ORLANDO, FL
- Commercial Bank of California — IRVINE, CA
- Commonwealth Business Bank — LOS ANGELES, CA
- Community National Bank & Trust — Chanute, KS
- Constitution Lending
- CoreVest Finance — Irvine, CA
- CRF Small Business Loan Company, LLC — MINNEAPOLIS, MN
- CrossCountry Mortgage — Cleveland, OH
- Cushman & Wakefield — Chicago, IL
- Deephaven Mortgage — Charlotte, NC
- Defy Mortgage
- Deutsche Bank — New York, NY
- Easy Street Capital — Austin, TX
- Enterprise Bank & Trust — CLAYTON, MO
- Falcon National Bank — FOLEY, MN
- Fifth Third Bank — CINCINNATI, OH
- Finance of America — Plano, TX
- FinWise Bank — SANDY, UT
- First Bank of the Lake — Osage Beach, MO
- First Command Bank — FORT WORTH, TX
- First Community Bank — Batesville, AR
- First Financial Bank — Cincinnati, OH
- First Horizon Bank — MEMPHIS, TN
- First Internet Bank of Indiana — FISHERS, IN
- First National Bank of America — East Lansing, MI
- First Savings Bank — Beresford, SD
- First-Citizens Bank & Trust Company — RALEIGH, NC
- Flagstar Bank — Hicksville, NY
- Florida Business Development Corporation — Tampa, FL
- Florida First Capital Finance Corporation, Inc. — Tallahassee, FL
- FWBank — Chicago, IL
- GBank — LAS VEGAS, NV
- Goldman Sachs — New York, NY
- Greystone — New York, NY
- Griffin Funding
- Gulf Coast Bank and Trust Company — NEW ORLEANS, LA
- Hancock Whitney Bank — GULFPORT, MS
- Hanmi Bank — LOS ANGELES, CA
- Harvest Small Business Finance, LLC — Laguna Hills, CA
- Heritage Bank Inc — Burlington, KY
- HomeTrust Bank — ASHEVILLE, NC
- HomeXpress Mortgage
- Hyperion Bank — Philadelphia, PA
- iBorrow
- iTHINK Financial CU — DELRAY BEACH, FL
- Janover — Boca Raton, FL
- JLL Capital Markets — Chicago, IL
- JMAC Lending
- JPMorgan Chase — New York, NY
- JPMorgan Chase Bank, National Association — Columbus, OH
- KeyBank Real Estate Capital — Cleveland, OH
- Kiavi — San Francisco, CA
- Kind Lending — Santa Ana, CA
- Lending One — Boca Raton, FL
- Lendistry SBLC, LLC — Los Angeles, CA
- LiftFund, Inc. — San Antonio, TX
- Lima One Capital — Greenville, SC
- Live Oak Banking Company — WILMINGTON, NC
- LoanCore Capital — Hartford, CT
- Lument — New York, NY
- Luxury Mortgage Corp — Stamford, CT
- Magnifi Financial CU — MELROSE, MN
- Meadows Bank — LAS VEGAS, NV
- Merchants Capital — Indianapolis, IN
- Mesa West Capital — Los Angeles, CA
- Millennium Bank — OOLTEWAH, TN
- Morgan Stanley — New York, NY
- MortgageRight — Austin, TX
- New American Funding — Tustin, CA
- New Millennium Bank — FORT LEE, NJ
- New Silver Lending
- Newfi Wholesale — Emeryville, CA
- Newmark — New York, NY
- Newtek Bank, National Association — Miami, FL
- North American Savings Bank — Kansas City, MO
- Northeast Bank — MINNEAPOLIS, MN
- Northmarq — Minneapolis, MN
- Oaktree Funding
- Old National Bank — EVANSVILLE, IN
- Park Place Finance
- Pathward National Association — SIOUX FALLS, SD
- Peoples Bank — BELLINGHAM, WA
- Pinnacle Bank — MORGAN HILL, CA
- Planet Home Lending — Meriden, CT
- PNC Real Estate — Pittsburgh, PA
- Port 51 Lending LLC — New York, NY
- Quaint Oak Bank — Southampton, PA
- Quontic Bank — New York, NY
- RCN Capital — South Windsor, CT
- Ready Capital — New York, NY
- Readycap Lending, LLC — BERKELEY HEIGHTS, NJ
- Regions Bank — BIRMINGHAM, AL
- Renasant Bank — TUPELO, MS
- Residential Capital Partners
- Residential Mortgage Solutions
- Roc Capital — New York, NY
- Rocket Mortgage — Detroit, MI
- Sabal Capital Partners — Pasadena, CA
- Security Federal Bank — AIKEN, SC
- SouthState Bank, National Association — WINTER HAVEN, FL
- Sprout Mortgage — New York, NY
- Stbridge Capital — Los Angeles, CA
- T Bank, National Association — DALLAS, TX
- TD Bank — Cherry Hill, NJ
- TD Bank, National Association — WILMINGTON, DE
- Temple View Capital
- The Huntington National Bank — COLUMBUS, OH
- Tidal Loans — Houston, TX
- TowneBank — PORTSMOUTH, VA
- Triad Financial Services — Jacksonville, FL
- Truist Bank — Charlotte, NC
- Truliant FCU — Winston-Salem, NC
- Truss Financial Group
- U.S. Bank, National Association — Cincinnati, OH
- United Community Bank — Greenville, SC
- United Midwest Savings Bank National Association — DE GRAFF, OH
- US Bank — Minneapolis, MN
- US Metro Bank — GARDEN GROVE, CA
- UWM (United Wholesale Mortgage) — Pontiac, MI
- Vaster — Miami, FL
- Velocity Mortgage Capital — Westlake Village, CA
- VelocitySBA, LLC — Irving, TX
- Verus Mortgage Capital — Washington, DC
- Visio Lending — Austin, TX
- Walker & Dunlop — Bethesda, MD
- Wallis Bank — WALLIS, TX
- Wells Fargo — San Francisco, CA
- Wells Fargo Bank National Association — Sioux Falls, SD
- Woori America Bank — New York, NY
Commercial Lending in Georgia
Atlanta serves as a major logistics hub anchored by Hartsfield-Jackson International Airport and a convergence of interstate highways and rail lines. Georgia's film tax credits have built a thriving entertainment industry, driving demand for studio and production-related properties.
Georgia's non-judicial foreclosure process is one of the fastest in the country, with sales possible within 30 days of default notice, providing strong lender protections. The state's generous film and entertainment tax credits (up to 30%) have created a specialized CRE niche for sound stages and production facilities, particularly in metro Atlanta. The Port of Savannah's expansion as the third-busiest container port in the U.S. has fueled massive industrial and warehouse development along the I-16 and I-95 corridors.
Key Industries
Foreclosure Type
Non-judicial
Foreclosures proceed outside the court system, typically faster (2-6 months).